Sold
509 Madison Street, Three Rivers, MI 49093
Sold on 01/02/2026 for$155,000
MLS # 25058792 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,900 sqftBuilt 19010.11 acres
1 / 33
Listing Description
Step inside this charming, move-in-ready 3-bedroom, 2-bath residence boasting a brand-new roof in Fall 2025 and a thoughtfully designed open layout that fills the home with natural light. Inside the back door you will find the spacious kitchen with ample cupboard and counter space with included appliances. The kitchen flows seamlessly into the large dining room and then into the living room where there is plenty of space for your entertainment and relaxation needs. The main-floor primary suite offers generous closet space and a spacious private bath, with the conveniently located laundry area making daily chores a breeze. On the second level you will find two additional, well-sized bedrooms. Outside you will find a back deck, a concrete driveway, and a sizable, detached garage providing extra storage and workspace. With its combination of modern updates and spacious design, this home is move-in ready and priced to sell!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,900 sq ft home in Three Rivers in Three Rivers built in 1901.
Final sale price: $155,000 (about $82/sq ft).
Property tax estimate: $2,615 per year ($218/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,900 sqft
Lot Size0.11 acres
Year Built1901
Stories2
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers Community Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, High-Speed Internet
Sale & Financing
Listed11/17/2025
Sold Date1/1/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,615
Tax Year2025
Assessed Value$59,294
Parcel #051-245-113-00
Source: SparkMLS
Legal Description
W 70 FT OF LOTS 1-2 BLK 36 VIL OF LOCKPORT CITY OF 3 RIVERS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dustin Kline
RE/MAX Elite Group T.R.
Frequently Asked Questions about 509 Madison Street, Three Rivers, MI 49093
Which school district serves 509 Madison Street, Three Rivers, MI 49093?
Per MLS# 25058792, 509 Madison Street, Three Rivers, MI 49093 is in the Three Rivers Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25058792, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 509 Madison Street, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $2,615 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 509 Madison Street, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 509 Madison Street, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 509 Madison Street, Three Rivers, MI 49093. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 509 Madison Street, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 Madison Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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