Sold
509 W 3rd Street, Charlotte, MI 48813
Sold on 12/30/2025 for$195,000
MLS # 291434 (Greater Lansing Association of REALTORS®)
4 beds1 bathBuilt 19510.29 acres
1 / 29
Listing Description
Welcome to this delightful 4 bedroom, 1 bath home situated on a quiet city street in the heart of Charlotte. Enjoy peaceful living surrounded by beautiful perennial gardens and a variety of fruit trees in your own backyard- including apples, blueberries and pears., View: Neighborhood,Trees/Woods, Foundation Details: Block
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Charlotte in Charlotte built in 1951.
This home sold for $195,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.29 acres
Year Built1951
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementFull, Daylight, Crawl Space
Garage2 spaces
SewerPublic
UtilitiesBroadband
InteriorWood Floor
Sale & Financing
Listed9/21/2025
Sold Date12/29/2025
Original Price$207,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Harmon
WEICHERT, REALTORS- Emerald Properties
Frequently Asked Questions about 509 W 3rd Street, Charlotte, MI 48813
Is 509 W 3rd Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 509 W 3rd Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$1,278
Principal & interest$1,278
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 W 3rd Street, Charlotte, MI 48813
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Municipality
Charlotte
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