Sold
513 Hill Street, Three Rivers, MI 49093
Sold on 02/13/2026 for$188,000
MLS # 25060119 (Michigan Regional Information Center (MichRIC))
3 beds2 baths948 sqftBuilt 19330.26 acres
1 / 23
Listing Description
Welcome to 513 Hill St! Located in the Three Rivers School District, this updated ranch sits on a rare double lot. The sale includes the additional parcel directly behind the home, providing a large, private yard perfect for recreation or gardening. Exterior highlights include fresh siding, a detached garage, and an expansive side deck system that offers plenty of space for outdoor entertaining. Inside, the home features a mudroom with built-in storage, refinished original hardwood floors, and a living room illuminated by a skylight. The remodeled kitchen is equipped with white shaker cabinetry, a tiled backsplash, and a beadboard ceiling. The main level layout offers three bedrooms and two full bathrooms. The full, unfinished basement houses the laundry area and offers ample storage or workshop space. Additional features include a fenced backyard with a fire pit, updated mechanicals, and a newer roof. Move-in ready. Schedule your tour today!
Source: SparkMLS
About this home
Located in Three Rivers in Three Rivers, this property offers 3-bedroom, 2-bath, 948 sq ft, with original construction dating to 1933.
Closed at $188,000 (about $198/sq ft).
Annual property taxes run approximately $2,025 ($169/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area948 sqft
Lot Size0.26 acres
Year Built1933
Stories1
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed11/28/2025
Sold Date2/12/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$2,025
Tax Year2025
Assessed Value$45,926
Parcel #051-320-007-00 & 051-320-009-00
Source: SparkMLS
Legal Description
E 45 FT OF LOTS 14,15,16,17 ALSO LOTS 18 AND 19 FAIRBANKS ADD. CITY OF THREE RIVERS. 2023 COMBINATION 320-007-00 & 320-009-00 FOR 2024.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rusty Gorter
Keller Williams Kalamazoo Market Center
Frequently Asked Questions about 513 Hill Street, Three Rivers, MI 49093
What school district is 513 Hill Street, Three Rivers, MI 49093 in?
Per MLS# 25060119, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25060119, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25060119, the most recent reported annual property tax for 513 Hill Street, Three Rivers, MI 49093 is $2,025 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 513 Hill Street, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 513 Hill Street, Three Rivers, MI 49093 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 513 Hill Street, Three Rivers, MI 49093?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
513 Hill Street, Three Rivers, MI 49093
View full property history →
Municipality
Three Rivers
View all listings →
Get email alerts for new listings near 513 Hill Street
We'll notify you when something hits the market in Three Rivers or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.