Sold
515 N Prospect Street, Sturgis, MI 49091
Sold on 02/17/2026 for$135,000
MLS # 25060855 (Michigan Regional Information Center (MichRIC))
2 beds1 bath728 sqftBuilt 19480.16 acres
1 / 18
Listing Description
Welcome to this recently renovated 2-bedroom, 1-bath home that is truly move-in ready and offers affordable living without sacrificing comfort. Enjoy a bright and inviting interior, a nicely updated bathroom, and the convenience of central air. The full basement provides excellent storage or potential workspace. Outside, the 2-car detached garage has water, electric, and natural gas available. Major updates offer added peace of mind, including a new roof on both the home and garage, a new furnace, and new hot water heater. The fenced-in backyard is ideal for pets, play, or relaxation. Move in and enjoy a home with modern upgrades and great functionality. Don't miss this opportunity!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 728 sq ft home built in 1948 sits in Sturgis in Sturgis.
Closed at $135,000 (about $185/sq ft).
Estimated annual property tax: $1,140, or about $95 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 11 providers. Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area728 sqft
Lot Size0.16 acres
Year Built1948
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed12/4/2025
Sold Date2/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,140
Tax Year2025
Assessed Value$25,690
Parcel #052-290-097-00
Source: SparkMLS
Legal Description
LOT 95. HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rich Carpenter
Bright Star Realty & Auction LLC
Frequently Asked Questions about 515 N Prospect Street, Sturgis, MI 49091
What school district is 515 N Prospect Street, Sturgis, MI 49091 in?
Per MLS# 25060855, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 515 N Prospect Street, Sturgis, MI 49091?
Per MLS# 25060855, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25060855, the most recent reported annual property tax for 515 N Prospect Street, Sturgis, MI 49091 is $1,140 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 515 N Prospect Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 515 N Prospect Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 515 N Prospect Street, Sturgis, MI 49091?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$902
Principal & interest$902
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteDSL
11 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsLakeland InternetFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
515 N Prospect Street, Sturgis, MI 49091
View full property history →
Municipality
Sturgis
View all listings →
Get email alerts for new listings near 515 N Prospect Street
We'll notify you when something hits the market in Sturgis or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.