Sold
5151 Scotch Mist Drive, Saranac, MI 48881
Sold on 08/29/2025 for$395,000
MLS # 25027742 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,607 sqftBuilt 19981.35 acres
1 / 47
Listing Description
Welcome to this spacious 4 bedrooms 3 bath ranch nestled in a desirable, wooded neighborhood. This beautifully maintained home with updated floors and bathrooms, offers a perfect blend of comfort and functionality. A fully finished basement in 2017 features a cozy family room and a customized wet bar-ideal for entertaining or relaxing. The extra large garage with heat and work area is an added bonus. Step outside and enjoy the beautifully landscaped yard, complete with a newer deck and patio, perfect for summer gatherings or quiet evenings surrounded by nature. Located in a peaceful setting with mature trees and friendly neighbors, this is a must see. HOA is $240.00 per year, covers road maintenance/snow removal.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,607 sq ft home in Saranac built in 1998.
Closed at $395,000 (about $152/sq ft).
Property tax estimate: $2,975 per year ($248/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,607 sqft
Lot Size1.35 acres
Year Built1998
Stories1
Location
CitySaranac
MunicipalityBoston Twp
Zip Code48881
CountyIonia
School DistrictSaranac Community Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Wet Bar
Sale & Financing
Listed6/10/2025
Sold Date8/28/2025
Original Price$410,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$2,500
HOA
HOA Fee$240 / Annually
Source: SparkMLS
Tax Information
Annual Tax$2,975
Tax Year2025
Assessed Value$102,508
Parcel #020-190-000-105-00
Source: SparkMLS
Legal Description
BOSTON HIGHLANDS CONDOMINIUM UNIT 21 SEC 14-6-8 BOSTON TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Gregory
Greenridge Realty (Saranac)
Frequently Asked Questions about 5151 Scotch Mist Drive, Saranac, MI 48881
Which school district serves 5151 Scotch Mist Drive, Saranac, MI 48881?
Per MLS# 25027742, 5151 Scotch Mist Drive, Saranac, MI 48881 is in the Saranac Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25027742, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5151 Scotch Mist Drive, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $2,975 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5151 Scotch Mist Drive, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5151 Scotch Mist Drive, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5151 Scotch Mist Drive, Saranac, MI 48881. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5151 Scotch Mist Drive, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Boston Twp police department or the Ionia County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,608
Principal & interest$2,588
HOA$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
7 providers at this address
1.2 Gbps
StarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5151 Scotch Mist Drive, Saranac, MI 48881
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