Sold
518 River Street, Three Rivers, MI 49093
Sold on 12/16/2025 for$70,000
MLS # 25059853 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,048 sqftBuilt 19120.22 acres
1 / 11
Listing Description
Don't miss out on the potential in this cozy 2-bedroom, 1-bath home with 154 feet of river frontage on the St. Joseph River. Spacious primary bedroom. Rear deck overlooking the river. Located on a corner lot, close to a local restaurant, convenience store, and shopping.
Source: SparkMLS
About this home
Located in Three Rivers in Three Rivers, this property offers 2-bedroom, 1-bath, 1,048 sq ft, with original construction dating to 1912.
Final sale price: $70,000 (about $67/sq ft).
Annual property taxes run approximately $1,094 ($91/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,048 sqft
Lot Size0.22 acres
Year Built1912
Stories2
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers Community Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/16/2025
Sold Date12/15/2025
Original Price$60,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,094
Tax Year2025
Assessed Value$24,351
Parcel #7505123001900
Source: SparkMLS
Legal Description
COM 492 FT E OF INTER OF S MAIN & RIVER ST TH N TO ST JOE RIVER TH ELY ALG RIVER TO W LN 6TH ST TH S TO RIVER ST TH W ALG ST TO POB. FLINTS ADDITION CITY OF THREE RIVERS.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacy Schwenk
RE/MAX Elite Group
Frequently Asked Questions about 518 River Street, Three Rivers, MI 49093
Which school district serves 518 River Street, Three Rivers, MI 49093?
Per MLS# 25059853, 518 River Street, Three Rivers, MI 49093 is in the Three Rivers Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25059853, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 518 River Street, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $1,094 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 518 River Street, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 518 River Street, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 518 River Street, Three Rivers, MI 49093. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 518 River Street, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$454
Principal & interest$454
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
518 River Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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