Sold
520 W 1st Street, Charlotte, MI 48813
Sold on 01/23/2026 for$127,000
MLS # 26000237 (Michigan Regional Information Center (MichRIC))
2 beds1 bath818 sqftBuilt 19510.17 acres
1 / 17
Listing Description
Welcome to 520 W 1st Street!! MOTIVATED SELLERS! Bring us an offer! Cozy up in this charming home nestled in the heart of Charlotte. This adorable home is a hidden gem, perfect for first time home buyers or downsizers. This ranch style home is the perfect blend of charm and functionality!! Priced to sell! Make this home yours today!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 818 sq ft home in Charlotte in Charlotte built in 1951.
Final sale price: $127,000 (about $155/sq ft).
Annual property taxes run approximately $1,758 ($147/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 2,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area818 sqft
Lot Size0.17 acres
Year Built1951
Stories1
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
School DistrictCharlotte Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/3/2026
Sold Date1/22/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,758
Tax Year2025
State Equalized Value$46,600
Taxable Value$37,862
Assessed Value$36,867
Parcel #20004450017000
Source: Public Records
Legal Description
LOT 17. CLOVERDALE ADDITION CITY OF CHARLOTTE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jadelynn Bayes
Real Estate Warehouse L.L.C.
Frequently Asked Questions about 520 W 1st Street, Charlotte, MI 48813
Which school district serves 520 W 1st Street, Charlotte, MI 48813?
Per MLS# 26000237, 520 W 1st Street, Charlotte, MI 48813 is in the Charlotte Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlotte Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26000237, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 520 W 1st Street, Charlotte, MI 48813?
Per public tax records, annual property taxes for this property are $1,758 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 520 W 1st Street, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 520 W 1st Street, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 520 W 1st Street, Charlotte, MI 48813. The maximum advertised download speed is 2.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 520 W 1st Street, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$879
Principal & interest$879
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
10 providers at this address
XfinityCable
2 Gbps1.2 Gbps
ACD.netFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
520 W 1st Street, Charlotte, MI 48813
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Municipality
Charlotte
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