Under Contract
5206 E Monroe Road, Breckenridge, MI 48880
$195,000
MLS # 1944071 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 19500.95 acres
1 / 33
Listing Description
Space to spread out, updates already done, and a location you’ll love—just outside of town on nearly an acre. This 4-bedroom home offers generously sized bedrooms, a large 30x24 (2+ car) garage, and a fenced yard perfect for everyday living and entertaining. Remodeled in 2013 and topped with metal roofs on both the home and garage in 2016. The setting has been a favorite of the current owners, offering that just-right balance of privacy and convenience. Appliances are included (excluding refrigerator), but including the fridge & freezer in the garage, along with the bathroom linen cupboard and swing set—making this an easy place to call home.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Breckenridge built in 1950.
Currently offered at $195,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.95 acres
Year Built1950
Stories1
Location
CityBreckenridge
Zip Code48880
CountyGratiot
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed4/21/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melissa Allen
Unknown Office
Frequently Asked Questions about 5206 E Monroe Road, Breckenridge, MI 48880
What financing options are available for 5206 E Monroe Road, Breckenridge, MI 48880?
Per MLS# 1944071, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 5206 E Monroe Road, Breckenridge, MI 48880 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5206 E Monroe Road, Breckenridge, MI 48880 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5206 E Monroe Road, Breckenridge, MI 48880
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