Sold
521 Fifth Street, Traverse City, MI 49684
Sold on 06/05/2026 for$399,000
MLS # 1941009 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19000.16 acres
1 / 5
Listing Description
Nestled in the heart of downtown Traverse City on highly sought-after Fifth Street, this 3 bedroom, 1 bath home offers a rare chance to create your dream space in one of Traverse City's most desirable locations. Set on a city lot with mature trees and ample yard space, this property includes a 1-car garage and all the potential that comes with a prime downtown address. Just steps away from restaurants, shops, parks, and the Bay, this property combines location, lot, and limitless potential. Don’t miss your chance to reimagine this Fifth Street gem and bring your vision to life in the heart of Traverse City.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 3-bedroom, 1-bath, with original construction dating to 1900.
Closed at $399,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.16 acres
Year Built1900
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
BasementMichigan Basement
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/4/2025
Sold Date6/4/2026
Original Price$425,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Molly Buttleman
@properties Christie's Int'l
Frequently Asked Questions about 521 Fifth Street, Traverse City, MI 49684
Can I use FHA or VA financing for this property?
Per MLS# 1941009, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 521 Fifth Street, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 521 Fifth Street, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
521 Fifth Street, Traverse City, MI 49684
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Municipality
Traverse City
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