For Sale
52181 Rivolake Road, Three Rivers, MI 49093
$725,000
MLS # 26033529 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,736 sqftBuilt 19720.53 acres
1 / 51
Listing Description
2-BD, 2-BA, 1,736-sq-ft home, .53-acre lot, 160 ft waterfront on quiet cove of all-sports Portage Lake, thoroughly renovated with top-tier materials, systems, finishes, appliances. Dock with sunning platform, seawall, firepit, flagpole, 12x16 shed, fenced, irrigated lawn. Partly covered patio with hot tub, resort-style umbrella, firepit. Inside: living area with abundant windows, patio access; dining area; kitchen with island with bar seating, large pantry, built-in refrigerator; primary BD; primary BA with tiled standup shower, walk-in closet; BD/office; BA; laundry. No-maintenance Hardie Cement siding, luxury vinyl plank floors, high-end millwork, granite counters, waterproof tile bathroom floors, new Andersen windows, on-demand water heater, Generac whole-house generator. Heated, insulated 2-car attached garage with upstairs storage. 510-acre glacial lake, high water quality, excellent fishing, less than half developed, nature preserves. 2.5 hours to Chicago, 1 hour to Notre Dame.
Source: SparkMLS
About this home
Located in Three Rivers, this property offers 2-bedroom, 2-bath, 1,736 sq ft, with original construction dating to 1972.
Asking $725,000 (about $418/sq ft).
Property tax estimate: $5,729 per year ($477/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,736 sqft
Lot Size0.53 acres
Year Built1972
Stories1
Location
CityThree Rivers
MunicipalityMendon Twp
Zip Code49093
CountySt. Joseph
School DistrictMendon
Construction & Systems
StyleRanch
ConstructionConcrete, HardiPlank Type
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Center Island, Pantry
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,729
Tax Year2026
Assessed Value$170,779
Parcel #7501008000500
Source: SparkMLS
Legal Description
LOT 5 RIVOLAKE SHORES. SEC 18 T5S R10W.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul DeLano
Lake Life Realty
Frequently Asked Questions about 52181 Rivolake Road, Three Rivers, MI 49093
What school district is 52181 Rivolake Road, Three Rivers, MI 49093 in?
Per MLS# 26033529, this property is served by Mendon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26033529, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033529, the most recent reported annual property tax for 52181 Rivolake Road, Three Rivers, MI 49093 is $5,729 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 52181 Rivolake Road, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 52181 Rivolake Road, Three Rivers, MI 49093 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mendon Twp police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,702
Principal & interest$4,702
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
52181 Rivolake Road, Three Rivers, MI 49093
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