Sold
523 2nd Street, Ann Arbor, MI 48103
Sold on 02/11/2026 for$435,000
MLS # 20261001219 (Realcomp)
3 beds1 bath985 sqftBuilt 19200.1 acres
1 / 31
Listing Description
Welcome to this beautifully maintained three bedroom, one bathroom home, ideally located in the vibrant heart of Ann Arbor. The inviting front porch provides great curb appeal, while the backyard offers a peaceful oasis for outdoor entertaining or relaxation. Enjoy the convenience of being just a short walk away from downtown Ann Arbor, with access to top rated schools, parks, restaurants and cultural attractions.Additional features include hardwood floors, a full basement for extra storage and a detached garage. Whether you're looking to move in right away or personalize this home to suit your style, 523 Second Street is an exceptional opportunity to live in one of Ann Arbor's most sought after neighborhoods.Home Energy Score of 3.
Source: SparkMLS
About this home
Located in Old West Side Ann Arbor in Ann Arbor, this property offers 3-bedroom, 1-bath, 985 sq ft, with original construction dating to 1920.
Final sale price: $435,000 (about $442/sq ft).
Annual property taxes run approximately $6,480 ($540/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area985 sqft
Lot Size0.1 acres
Year Built1920
Stories2
Location
CityAnn Arbor
MunicipalityAnn Arbor
Zip Code48103
CountyWashtenaw
School DistrictAnn Arbor
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/8/2026
Sold Date2/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,480
Parcel #090929317018
Source: SparkMLS
Legal Description
S 1/2 LOT 4 B5S R1E WILLIAM S MAYNARDS ADDN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLHistoric District: Old West Side Historic District
Exterior changes may require Historic District Commission (HDC) approval
Source: Ann Arbor Historic District CommissionUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jaclyn Gureghian
Mitten Realty Group LLC
Frequently Asked Questions about 523 2nd Street, Ann Arbor, MI 48103
What school district is 523 2nd Street, Ann Arbor, MI 48103 in?
Per MLS# 20261001219, this property is served by Ann Arbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261001219, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261001219, the most recent reported annual property tax for 523 2nd Street, Ann Arbor, MI 48103 is $6,480. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 523 2nd Street, Ann Arbor, MI 48103 eligible for USDA financing?
Per USDA Rural Development boundary data, 523 2nd Street, Ann Arbor, MI 48103 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 523 2nd Street, Ann Arbor, MI 48103 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is this property in a historic district?
Per local historic district records, 523 2nd Street, Ann Arbor, MI 48103 is located within the Old West Side Historic District. Properties in locally-designated historic districts may require Historic District Commission (HDC) approval for exterior modifications. Contact the local HDC for current guidelines.
Is fiber internet available at 523 2nd Street, Ann Arbor, MI 48103?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,757
Principal & interest$2,757
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
523 2nd Street, Ann Arbor, MI 48103
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Municipality
Old West Side Ann Arbor
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County
Washtenaw County
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