Sold
5281 W Bluewater Highway, Saranac, MI 48881
Sold on 02/13/2026 for$209,900
MLS # 25058034 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,152 sqftBuilt 19581.4 acres
1 / 32
Listing Description
Enjoy 5281 W Bluewater Highway- a 3 bedroom, 1.5 bath ranch nestled on 1.4 acres. This move-in ready home offers the perfect blend of comfort, space, and country living — with the convenience of being just minutes from both Lowell and Ionia, and easy access to I-96. Updates include a new furnace, water heater, well components, washer/dryer, and much more! Inside, you'll find a bright and open layout featuring a spacious kitchen with tile floors, a large living area, and fresh paint throughout. The primary bedroom includes a private half bath and walk in closet, while two additional bedrooms and a full bath provide plenty of room for family, office space, or guests. Outside, enjoy the peaceful setting and wide-open yard — ideal for gardening, pets, or play. A large steel pole barn offers endless possibilities for storage, hobbies, or workshop space. Schedule your showing today! Home is back in market through no fault of its own. Buyers underlying sale fell through last minute.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,152 sq ft home in Saranac built in 1958.
Closed at $209,900 (about $182/sq ft).
Annual property taxes run approximately $1,504 ($125/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 300 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,152 sqft
Lot Size1.4 acres
Year Built1958
Stories1
Location
CitySaranac
MunicipalityEaston Twp
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented
Sale & Financing
Listed12/19/2025
Sold Date2/12/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$6,900
Source: SparkMLS
Tax Information
Annual Tax$1,504
Tax Year2025
Assessed Value$53,196
Parcel #051-050-000-010-31
Source: SparkMLS
Legal Description
BEG AT TH NW COR OF LOT 2, TH ALONG THE N LINE OF LOT 2 ON A CURVE TO THE LEFT 232.83 FT, TH S 8 DEG E 257 FT, TH S 81 DEG W 149.91 FT, TH N 8 DEG W 78.93 FT ALONG THE W LINE TO POB. ALSO THE NORTH .53 ACRES OF LOT 1 DESC AS BEG AT TH NE CORNER OF LO T 1, ARNOLD ACRES, TH S 232 FT, TH S 81 DEG W 150 FT, TH N 8 DEG W 79.28 FT, TH ALONG THE S ROW OF BLUEWATER HWY 214.11 FT. SEC 31-7-7. ALSO PT OF L
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amanda Rogers
Rogers Neighborhood Realty
Frequently Asked Questions about 5281 W Bluewater Highway, Saranac, MI 48881
Which school district serves 5281 W Bluewater Highway, Saranac, MI 48881?
Per MLS# 25058034, 5281 W Bluewater Highway, Saranac, MI 48881 is in the Saranac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25058034, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5281 W Bluewater Highway, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $1,504 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5281 W Bluewater Highway, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5281 W Bluewater Highway, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5281 W Bluewater Highway, Saranac, MI 48881. The maximum advertised download speed is 300 Mbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5281 W Bluewater Highway, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Easton Twp police department or the Ionia County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
50 Mbps
Licensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
7 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5281 W Bluewater Highway, Saranac, MI 48881
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