Sold
533 Dune Ridge N, St. Joseph, MI 49085
Sold on 05/28/2026 for$475,000
MLS # 26014248 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,880 sqftBuilt 20020.27 acres
1 / 29
Listing Description
Well-maintained 3BR/2BA Ranch in the heart of Southwest Michigan! This home is checking boxes! The main floor offers an open layout with high ceilings, tall windows, and a gas fireplace -- plus a deck/patio right off the kitchen. The primary suite is roomy with a walk-in closet and garden tub. Head downstairs to a fully finished rec room with daylight windows -- perfect for game nights or hanging out. In ground Irrigation, too. Step outside and you're a short distance to the association pond, gazebo, and a private playground for Edgewater residents. A few minutes gets you to Lake Michigan's best beaches, West Basin Marina, and the Jack Nicklaus Signature Golf Club. Downtown St. Joe is right around the corner with great dining, shopping, and that small-town charm everyone loves. Solid home, unbeatable location -- don't sleep on this one.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,880 sq ft home built in 2002 sits in St Joseph in St. Joseph.
Final sale price: $475,000 (about $165/sq ft).
Property tax estimate: $6,885 per year ($574/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,880 sqft
Lot Size0.27 acres
Year Built2002
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/7/2026
Sold Date5/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,885
Tax Year2024
Assessed Value$175,694
Parcel #11-76-1915-0022-00-3
Source: SparkMLS
Legal Description
UNIT 22 EDGEWATER DUNES LIBER 122 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Matt Sieber
Realty Executives Instant Equity
Frequently Asked Questions about 533 Dune Ridge N, St. Joseph, MI 49085
What school district is 533 Dune Ridge N, St. Joseph, MI 49085 in?
Per MLS# 26014248, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26014248, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014248, the most recent reported annual property tax for 533 Dune Ridge N, St. Joseph, MI 49085 is $6,885 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 533 Dune Ridge N, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 533 Dune Ridge N, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 533 Dune Ridge N, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
533 Dune Ridge N, St. Joseph, MI 49085
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Municipality
St Joseph
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