Sold
5400 Phyllis Drive, Black River, MI 48721
Sold on 10/01/2025 for$615,000
MLS # 25035107 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,204 sqftBuilt 19730.66 acres
1 / 73
Listing Description
Discover the ultimate lakeside retreat with this exceptional 4-bedroom, 3-bathroom home, perfectly complemented by a private one-bedroom apartment above the garage. Prepare to be captivated by stunning, endless views of Lake Huron from nearly every room, creating an open and airy atmosphere. Step outside and embrace a lifestyle of leisure and convenience. This expansive property boasts two large outbuildings for campers, boats, and toys, along with abundant parking. Spend your days on your own private beach, where the soothing sounds of waves are your constant companion. Enjoy peace of mind with major updates completed in 2022, integrating the latest in energy efficiency and and technology. Features include 3/4'' PEX plumbing, a commercial-grade water heater, Ozone Max purifier water
Source: SparkMLS
About this home
5-bedroom, 3-bath, 3,204 sq ft home in Black River built in 1973.
Final sale price: $615,000 (about $192/sq ft).
Estimated annual property tax: $2,579, or about $215 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 280 Mbps from 4 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,204 sqft
Lot Size0.66 acres
Year Built1973
Stories2
Location
CityBlack River
MunicipalityAlcona
Zip Code48721
CountyAlcona
School DistrictAlcona Community Schools
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/15/2025
Sold Date9/30/2025
Terms AcceptedCash, FHA, VA Loan, Conventional, Assumable
Source: SparkMLS
Tax Information
Annual Tax$2,579
Tax Year2023
Assessed Value$137,562
Parcel #013-145-000-004-00
Source: SparkMLS
Legal Description
T28N R9E SEC 24 N1/2 OF LOT 4-ALSO-ENT LOT 5 BLACK RIVER RESORT SUB.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justine Hooper
Amplified Real Estate
Frequently Asked Questions about 5400 Phyllis Drive, Black River, MI 48721
Which school district serves 5400 Phyllis Drive, Black River, MI 48721?
Per MLS# 25035107, 5400 Phyllis Drive, Black River, MI 48721 is in the Alcona Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alcona Community Schools directly to confirm enrollment eligibility.
What financing options are available for 5400 Phyllis Drive, Black River, MI 48721?
Per MLS# 25035107, this listing accepts Cash, FHA, VA Loan, Conventional, Assumable financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5400 Phyllis Drive, Black River, MI 48721?
Per public tax records, annual property taxes for this property are $2,579 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5400 Phyllis Drive, Black River, MI 48721 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5400 Phyllis Drive, Black River, MI 48721 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5400 Phyllis Drive, Black River, MI 48721. The maximum advertised download speed is 280 Mbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5400 Phyllis Drive, Black River, MI 48721?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Alcona police department or the Alcona County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,054
Principal & interest$4,054
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteLicensed Fixed Wireless
4 providers at this address
StarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5400 Phyllis Drive, Black River, MI 48721
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