For Sale
5410 W Oak Ridge Drive, Ludington, MI 49431
$579,000
MLS # 26033094 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,669 sqftBuilt 19970.93 acres
1 / 35
Listing Description
Whether your style leans contemporary or traditional, this exceptional home offers timeless appeal in a private, wooded setting. Expansive windows fill the interior with natural light, creating a bright and welcoming atmosphere while showcasing the surrounding mature forested dunes. Quality craftsmanship is evident throughout, with features including fireplaces on both the main level and in the walkout family room, a dramatic 24' x 15' three-season room with cathedral ceilings and a 10-foot tri-fold NanaWall door, a four-season room overlooking the peaceful wooded landscape, a custom front entry door, a lighted staircase, and ceiling fans throughout. Comfort is ensured year-round with four-zone natural gas boiler heat, complemented by energy-efficient mini-split air conditioning units in every bedroom. Recent updates make this home truly move-in ready. The main floor features fresh paint and new flooring, while the kitchen has been refreshed with new appliances and an oversized sink.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,669 sq ft home in Ludington built in 1997.
Asking $579,000 (about $347/sq ft).
Annual property taxes run approximately $5,025 ($419/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,669 sqft
Lot Size0.93 acres
Year Built1997
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,054
Tax Year2025
State Equalized Value$199,600
Taxable Value$161,772
Assessed Value$166,139
Parcel #007-405-009-00
Source: Public Records
Legal Description
PART 101 007 80 NEW 1997 OAK PARK LOT 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Foley
Five Star RE Ludington
Frequently Asked Questions about 5410 W Oak Ridge Drive, Ludington, MI 49431
What school district is 5410 W Oak Ridge Drive, Ludington, MI 49431 in?
Per MLS# 26033094, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5410 W Oak Ridge Drive, Ludington, MI 49431?
Per MLS# 26033094, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033094, the most recent reported annual property tax for 5410 W Oak Ridge Drive, Ludington, MI 49431 is $7,054 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5410 W Oak Ridge Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5410 W Oak Ridge Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$5,025
Monthly$419
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,174
Principal & interest$3,755
Property taxes$419
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5410 W Oak Ridge Drive, Ludington, MI 49431
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