For Sale
5449 W Golfside Drive, Ludington, MI 49431
$515,000
MLS # 26032230 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,148 sqftBuilt 20061.34 acres
1 / 31
Listing Description
Looking for space? You've found it! This spacious, modern home offers 5 bedrooms, 3.5 bathrooms, and a fully finished basement, providing plenty of room to live, work, and entertain. The thoughtfully designed layout features a formal living room on the main floor and a separate family room in the finished lower level, offering flexible spaces for everyday living, hosting guests, or creating the perfect recreation area. Step outside to a beautifully landscaped yard and a large deck, where you can relax and enjoy the peaceful wooded setting and frequent visits from local wildlife. As an added bonus, the property includes deeded access to Hopkins Lake, complete with a private boat launch and dock--making it easy to enjoy boating, fishing, and lakeside recreation just moments from home. With generous living space, scenic surroundings, and exclusive lake access, this home offers the perfect combination of comfort, privacy, and outdoor enjoyment.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 3,148 sq ft home in Ludington built in 2006.
Listed at $515,000 (about $164/sq ft).
Annual property taxes run approximately $5,868 ($489/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,148 sqft
Lot Size1.34 acres
Year Built2006
Stories2
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island, Pantry
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$3,421
Tax Year2025
State Equalized Value$216,700
Taxable Value$127,508
Assessed Value$130,950
Homestead (PRE)100%
Parcel #010-750-000-037-00
Source: Public Records
Legal Description
SECTION 1, T17N, R18W. SANCTUARY AT HOPKINS LAKE, UNIT #37 1.341 ACRES M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Foley
Five Star RE Ludington
Frequently Asked Questions about 5449 W Golfside Drive, Ludington, MI 49431
Which school district serves 5449 W Golfside Drive, Ludington, MI 49431?
Per MLS# 26032230, 5449 W Golfside Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032230, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5449 W Golfside Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $3,421 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5449 W Golfside Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5449 W Golfside Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5449 W Golfside Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$5,868
Monthly$489
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,871
Principal & interest$3,340
Property taxes$489
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5449 W Golfside Drive, Ludington, MI 49431
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