Sold
55228 Benson Court, Utica, MI 48316
Sold on 06/24/2026 for$705,000
MLS # 20261035559 (Realcomp)
3 beds4 baths4,361 sqftBuilt 20220.18 acres
1 / 43
Listing Description
Located on a quiet cul-de-sac in Cedar Cove, this thoughtfully designed custom ranch offers over 2,300 sq ft with elevated finishes throughout.As you step into the front entry, you’re welcomed by soaring ceilings, hardwood flooring, and custom wainscoting that continues seamlessly into the private office framed by French doors.The open-concept great room serves as the centerpiece of the home featuring a stunning coffered ceiling, expansive windows, floor-to-ceiling stone fireplace, and abundant natural light. Seamlessly connected to the dining area, the kitchen was designed with both functionality and entertaining in mind, complete with quartz countertops, an oversized island with seating, custom cabinetry, walk-in pantry, and designer finishes throughout.A sliding door leads directly to the expansive Trex deck with gas hookup for grilling, creating an effortless indoor-outdoor entertaining space overlooking the premium lot and peaceful wooded backdrop.The entry level layout includes a private primary suite with wooded views, oversized windows, large walk-in closet, and spa-like bath with dual vanities, soaking tub, and walk-in shower. Along with an additional bedroom featuring its own full bath and walk-in closet.Completing the entry level is a convenient first-floor laundry with upgraded cabinetry, along with a nearby half bath.Upstairs, an additional private bedroom suite features its own full bath and walk-in closet.The finished walkout basement offers a remarkable extension of living space featuring luxury vinyl flooring, a large entertaining area, full bath, and additional bedroom with egress window. Sliding doors lead directly to the aggregate patio, creating yet another outdoor gathering space surrounded by mature trees and natural scenery.Blending modern luxury with everyday comfort, this home also offers subdivision access directly to the Macomb Orchard Trail while being located just minutes from Stony Creek Metropark.
Source: SparkMLS
About this home
3-bedroom, 4-bath, 4,361 sq ft home in Shelby Township in Utica built in 2022.
Final sale price: $705,000 (about $162/sq ft).
Property tax estimate: $8,877 per year ($740/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area4,361 sqft
Lot Size0.18 acres
Year Built2022
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Stone
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/17/2026
Sold Date6/23/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$700 / Annually
Source: SparkMLS
Tax Information
Annual Tax$8,877
State Equalized Value$289,200
Taxable Value$289,200
Parcel #07-05-380-031
Source: Public Records
Legal Description
CEDAR COVE; MCCP NO. 1220; LOT 31; SPLIT/COMBINED ON 02/07/2021 FROM 23-07-05-377-019.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer M Kee
Community Choice Realty Inc
Frequently Asked Questions about 55228 Benson Court, Utica, MI 48316
Which school district serves 55228 Benson Court, Utica, MI 48316?
Per MLS# 20261035559, 55228 Benson Court, Utica, MI 48316 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 55228 Benson Court, Utica, MI 48316?
Per MLS# 20261035559, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 55228 Benson Court, Utica, MI 48316?
Per public tax records, annual property taxes for this property are $8,877. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 55228 Benson Court, Utica, MI 48316 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 55228 Benson Court, Utica, MI 48316 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 55228 Benson Court, Utica, MI 48316?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$4,592
Principal & interest$4,534
HOA$58
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
55228 Benson Court, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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