Sold
5540 W Rutledge Avenue, Pentwater, MI 49449
Sold on 11/26/2025 for$155,000
MLS # 25035420 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,296 sqftBuilt 19950.33 acres
1 / 15
Listing Description
Affordable home in Pentwater. Conveniently located just north of Downtown Pentwater and a short distance from Lake Michigan and Bass Lake. 3 bedrooms and 2 full bathrooms. Open kitchen and dining room with a fenced in front yard. A Large detached 24 x 26 garage. Come and take a look at all this house has to offer.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,296 sq ft home in Pentwater built in 1995.
This home sold for $155,000 (about $120/sq ft).
Annual property taxes run approximately $1,600 ($133/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,296 sqft
Lot Size0.33 acres
Year Built1995
Stories1
Location
CityPentwater
MunicipalityPentwater Twp
Zip Code49449
CountyOceana
School DistrictPentwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available
Sale & Financing
Listed7/16/2025
Sold Date11/25/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,600
Tax Year2025
Assessed Value$39,217
Parcel #001-599-014-00
Source: SparkMLS
Legal Description
5540 W RUTLEDGE AVE QC-L2005P1151 WD-L2011P8157 QC-L2012P18083 SPL FR 009 & COMB WI 602-023 IN 99 PYTHIAN PARK SUBDIVISION LOTS 14 & 15 BLOCK 9 & LOTS 23 & 24 & S 1/2 OF LOT 22 BLOCK 12.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Larry Byl
Wickstra Realty, Inc.
Frequently Asked Questions about 5540 W Rutledge Avenue, Pentwater, MI 49449
What school district is 5540 W Rutledge Avenue, Pentwater, MI 49449 in?
Per MLS# 25035420, this property is served by Pentwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25035420, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25035420, the most recent reported annual property tax for 5540 W Rutledge Avenue, Pentwater, MI 49449 is $1,600 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5540 W Rutledge Avenue, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5540 W Rutledge Avenue, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 5540 W Rutledge Avenue, Pentwater, MI 49449?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5540 W Rutledge Avenue, Pentwater, MI 49449. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Twp police department or the Oceana County sheriff's office.
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Monthly payment$1,226
Principal & interest$1,226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5540 W Rutledge Avenue, Pentwater, MI 49449
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