For Sale
55490 Whispering Hills Drive, Utica, MI 48316
$899,000
MLS # 20261037671 (Realcomp)
5 beds4 baths4,530 sqftBuilt 20110.29 acres
1 / 60
Listing Description
Stunner! Welcome to Whispering Hills. Impeccably maintained and absolutely spotless split ranch perfectly situated on a premium pond lot with breathtaking views, gorgeous landscaping and incredible privacy. This beautifully updated home offers soaring ceilings, gorgeous hardwood flooring, plantation shutters, silhouette blinds, decorative lighting and a stunning floor to ceiling stone fireplace featuring Swarovski crystals. Spacious kitchen features Lafata cabinetry, stainless steel appliances, granite countertops with beveled edges, walk in pantry and oversized breakfast nook with incredible pond views. Doorwall leads to sprawling upper terrace overlooking the water, creating the perfect indoor/outdoor entertaining space. Formal dining room with dual French Doors currently used as an additional sitting area adds flexibility to the layout. Luxurious primary suite offers two walk in closets, spa inspired steam shower with built in seating designed for total relaxation and private doorwall leading to the upper terrace. Since purchase, owners have completely finished the walkout lower level featuring two additional bedrooms, full bath and expansive living space with access to the lower patio and serene backyard setting. Enjoy fishing, peaceful water views and even annual fireworks over the pond right from your own backyard. Additional features include 3 car side entry garage, timed hard wired exterior lighting, new shower doors, new doorwall, New HWH 2025 and one year VIP Home Warranty included for mechanicals and appliances. Truly a rare offering in one of the area’s most desirable communities. Welcome Home!
Source: SparkMLS
About this home
Located in Shelby Township in Utica, this property offers 5-bedroom, 4-bath, 4,530 sq ft, with original construction dating to 2011.
Currently offered at $899,000 (about $198/sq ft).
Estimated annual property tax: $7,995, or about $666 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area4,530 sqft
Lot Size0.29 acres
Year Built2011
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty, Humidifier
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$495 / Annually
Source: SparkMLS
Tax Information
Annual Tax$7,995
State Equalized Value$325,800
Taxable Value$272,447
Parcel #07-04-327-003
Source: Public Records
Legal Description
WHISPERING HILLS SUB #2 LOT 22 LIBER 161 PAGES 59-73
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly K Finley
New Century REALTORS®
Frequently Asked Questions about 55490 Whispering Hills Drive, Utica, MI 48316
What school district is 55490 Whispering Hills Drive, Utica, MI 48316 in?
Per MLS# 20261037671, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261037671, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261037671, the most recent reported annual property tax for 55490 Whispering Hills Drive, Utica, MI 48316 is $7,995. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 55490 Whispering Hills Drive, Utica, MI 48316 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 55490 Whispering Hills Drive, Utica, MI 48316 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$5,872
Principal & interest$5,831
HOA$41
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
55490 Whispering Hills Drive, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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