Sold
5550 N Ridge Road, Black River, MI 48721
Sold on 05/22/2026 for$465,000
MLS # 201839677
2 beds2 baths
1 / 59
Listing Description
Be prepared for the WOW Factor when you step inside this extensively remodeled Lake Huron Beauty! Sellers did not spare any attention to detail & was sure to make it shine throughout! Full lakeside glass lends panoramic views of the beach & skyline from every angle, and no matter the weather, you'll enjoy year-round comfort with Central Air & whole house Generac. What? Not enough room you say? Well, convert that garage to a bonus room or 3rd BR and extend the garage space, because you're never gonna beat that beach! So many improvements since 2020 include encapsulated crawl, drywall/siding /windows/doors, electric fireplaces, remodeled kitchen & baths and so much more! Hot Tub & Furnishings negotiable. Library room would be perfect lakeview dining. 100 ft Sandy Beach is walkable for miles!, Age: Unknown
Source: SparkMLS
About this home
This 2-bedroom, 2-bath home sits in Black River.
Closed at $465,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Location
CityBlack River
MunicipalityAlcona
Zip Code48721
CountyAlcona
Sale & Financing
Listed4/28/2026
Sold Date5/21/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa Timm
Banner Realty
Frequently Asked Questions about 5550 N Ridge Road, Black River, MI 48721
Is 5550 N Ridge Road, Black River, MI 48721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5550 N Ridge Road, Black River, MI 48721 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Alcona police department or the Alcona County sheriff's office.
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Monthly payment$3,016
Principal & interest$3,016
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5550 N Ridge Road, Black River, MI 48721
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