For Sale
5592 S Shore Drive, Whitehall, MI 49461
$3,500,000
MLS # 26025710 (Michigan Regional Information Center (MichRIC))
6 beds5 baths7,070 sqftBuilt 20032.05 acres
1 / 104
Listing Description
A Rare Legacy on Lake Michigan. Some properties are purchased. Others are passed down for generations. This extraordinary waterfront estate offers something increasingly difficult to find on White Lake: true privacy, expansive shoreline, and the kind of setting where lifelong memories are made season after season. Hidden away from the noise of everyday life, this is more than a home, it is an escape. A place where mornings begin with calm water and endless horizon views, afternoons are spent boating the open lake, and evenings end around the glow of sunset reflections over the shoreline. With direct access to Lake Michigan, the property places you at the center of one of the Midwest's most treasured boating cultures. Cruise to harbor towns, spend days on the water with family and friends, or simply enjoy the quiet luxury of living where others vacation. Large waterfront parcels of this caliber have become exceptionally scarce.
Source: SparkMLS
About this home
This 6-bedroom, 5-bath, 7,070 sq ft home built in 2003 sits in Fruitland Township in Whitehall.
Listed at $3,500,000 (about $495/sq ft).
Annual property taxes run approximately $23,332 ($1,944/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms5
Living Area7,070 sqft
Lot Size2.05 acres
Year Built2003
Stories2
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
StyleTraditional
ConstructionWood Siding, Other
BasementFull, Walk-Out Access
Garage5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Guest Quarters, Wet Bar, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$23,332
Tax Year2025
Assessed Value$850,146
Parcel #06-106-400-0006-00
Source: SparkMLS
Legal Description
Lengthy See Attached.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Mastella
Core Realty Partners LLC
Frequently Asked Questions about 5592 S Shore Drive, Whitehall, MI 49461
What school district is 5592 S Shore Drive, Whitehall, MI 49461 in?
Per MLS# 26025710, this property is served by Whitehall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26025710, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025710, the most recent reported annual property tax for 5592 S Shore Drive, Whitehall, MI 49461 is $23,332 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5592 S Shore Drive, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5592 S Shore Drive, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
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Monthly payment$22,701
Principal & interest$22,701
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5592 S Shore Drive, Whitehall, MI 49461
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Municipality
Fruitland Township
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