For Sale
564 Lake Drive, Coldwater, MI 49036
$998,000
MLS # 25057494 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,894 sqftBuilt 19650.23 acres
1 / 57
Listing Description
Price Reduction! COLDWATER LAKE: Just over 100ft of highly desired Lake Drive. Enjoy the incredible views and some of the most beautiful sunsets around! This 5-bedroom 2-bathroom home has loads of space and lots of storage. If you love to entertain, this is the place to do it with the passthrough kitchen windows to the back patio to the additional bonus room, this home does not disappoint. Schedule your personal showing today!
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,894 sq ft home built in 1965 sits in Coldwater.
Listed at $998,000 (about $345/sq ft).
Property tax estimate: $7,304 per year ($609/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 9 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,894 sqft
Lot Size0.23 acres
Year Built1965
Stories1
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorWet Bar, Center Island, Eat-in Kitchen
Sale & Financing
Listed11/9/2025
Original Price$1,100,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,304
Tax Year2024
Assessed Value$165,984
Parcel #110-026-200-005-00
Source: SparkMLS
Legal Description
COM 823.52 FT W & S 2DEG W 330 FT & S 49DEG E 656.21 FT & S 38DEG 09MIN E 462 FT & S 28DEG 44MIN E 222.65 FT & S 84DEG 17MIN E 14.25 FT & S 28DEG 44MIN E 7 FT FR N 1/4 POST & TH S 64DEG 09MIN 32SEC W 101 FT TO LK & TH S 26DEG 14MIN 59SEC E 83.5 FT & TH N 68DEG 27MIN E 101.75 FT & TH N 28DEG 44MIN W 94.98 FT ALG LK DD TO POB SEC 26 T7S R6W L529 P745
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tami J. Sussex
Midwestern Realty Group
Frequently Asked Questions about 564 Lake Drive, Coldwater, MI 49036
What school district is 564 Lake Drive, Coldwater, MI 49036 in?
Per MLS# 25057494, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25057494, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25057494, the most recent reported annual property tax for 564 Lake Drive, Coldwater, MI 49036 is $7,304 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 564 Lake Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 564 Lake Drive, Coldwater, MI 49036 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 564 Lake Drive, Coldwater, MI 49036?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 564 Lake Drive, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$6,473
Principal & interest$6,473
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteFixed WirelessLicensed Fixed WirelessDSL
9 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsLakeland InternetFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsDMCI Broadband LLCFixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
564 Lake Drive, Coldwater, MI 49036
View full property history →
Get email alerts for new listings near 564 Lake Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.