For Sale
564 Lake Drive, Coldwater, MI 49036
$949,000
MLS # 26030376 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,894 sqftBuilt 19650.23 acres
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Listing Description
**COLDWATER LAKE WATERFRONT** You have to see this home in person to see how much space it offers. Welcome to this one of a kind waterfront retreat, boasting over 100 feet of prime frontage and unforgettable lake views. From the moment you arrive, you'll be charmed by the unique and inviting courtyard--an ideal spot to enjoy your morning coffee while greeting neighbors out for their daily stroll. Designed for both entertaining and relaxation, the expansive lakeside patio features an outdoor kitchen area, ample space for dining tables and lounge chairs, and the perfect setting for soaking up the sun or enjoying spectacular sunsets. Inside, this spacious home offers 5 bedrooms and 2 full bathrooms, including a remarkable primary suite tucked away in its own private wing. This retreat features a massive bedroom with a cozy fireplace, three closets, a sitting area, and a large ensuite bath. The heart of the home is the open-concept kitchen and living area where conversations flow as
Source: SparkMLS
About this home
5-bedroom, 2-bath, 2,894 sq ft home in Coldwater built in 1965.
Listed at $949,000 (about $328/sq ft).
Estimated annual property tax: $7,544, or about $629 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,894 sqft
Lot Size0.23 acres
Year Built1965
Stories1
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionStone, Wood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,544
Tax Year2026
Assessed Value$170,465
Parcel #110-026-200-005-00
Source: SparkMLS
Legal Description
At listing Office.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Tell
Case Realty Group
Frequently Asked Questions about 564 Lake Drive, Coldwater, MI 49036
Which school district serves 564 Lake Drive, Coldwater, MI 49036?
Per MLS# 26030376, 564 Lake Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030376, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 564 Lake Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $7,544 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 564 Lake Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 564 Lake Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 564 Lake Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,155
Principal & interest$6,155
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
564 Lake Drive, Coldwater, MI 49036
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