For Sale
5795 Old Channel Trail, Montague, MI 49437
$1,649,900
MLS # 25049720 (Michigan Regional Information Center (MichRIC))
5 beds2 baths4,284 sqftBuilt 190314.83 acres
1 / 112
Listing Description
Exquisite opportunity! With over 14 acres and 250 ft of lake frontage on White Lake, this Edwardian Era home exudes historic charm and opulence. In addition to the 3 stories of impressive wood work, 9' ceilings, three gorgeous fireplaces, and your choice of porches, this property also includes a 1400 sq foot carriage house, storage shed, boat house, and an electric beach trolley. Five large bedrooms and two full bathrooms give plenty of space; however, the 3rd floor attic has great potential for additional living space and/or more bedrooms if desired. A mix of sandy beach and sea wall on the shore allows for all types of water sports' fun. The area is known for trophy fishing, golf, boating, & hunting. White Lake is a deep water port to Lake Michigan making it ideal for boating/sailing!
Source: SparkMLS
About this home
Located in Montague Township in Montague, this property offers 5-bedroom, 2-bath, 4,284 sq ft, with original construction dating to 1903.
Currently offered at $1,649,900 (about $385/sq ft).
Estimated annual property tax: $30,409, or about $2,534 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 6 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area4,284 sqft
Lot Size14.83 acres
Year Built1903
Stories3
Location
CityMontague
MunicipalityMontague Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleHistoric
ConstructionWood Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorBroadband, Pantry
Sale & Financing
Listed9/26/2025
Original Price$1,699,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$30,409
Tax Year2025
State Equalized Value$601,100
Taxable Value$594,887
Assessed Value$594,887
Parcel #61-02-031-300-0004-00
Source: Public Records
Legal Description
MONTAGUE TOWNSHIP SEC 31 T12N R17W COM AT CTR OF SEC 31 TH W ON E/W 1/4 LN 245.5 FT TH S PAR WITH N/ S 1/4 LN OF SEC 3 TO SHORE OF WHITE LAKE TH E ALG SD SHORE TO N/S 1/4 LN OF SEC 31 TH N ALG SD 1/4 LN POB SUBJ TO ESMT REC'D IN L 3601P 173
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Susan Besteman
Besteman Properties Group Inc.
Frequently Asked Questions about 5795 Old Channel Trail, Montague, MI 49437
Which school district serves 5795 Old Channel Trail, Montague, MI 49437?
Per MLS# 25049720, 5795 Old Channel Trail, Montague, MI 49437 is in the Montague boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Montague directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25049720, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5795 Old Channel Trail, Montague, MI 49437?
Per public tax records, annual property taxes for this property are $30,409 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5795 Old Channel Trail, Montague, MI 49437 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5795 Old Channel Trail, Montague, MI 49437 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 5795 Old Channel Trail, Montague, MI 49437. The maximum advertised download speed is 7.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5795 Old Channel Trail, Montague, MI 49437?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Montague Twp police department or the Muskegon County sheriff's office.
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Monthly payment$10,701
Principal & interest$10,701
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5795 Old Channel Trail, Montague, MI 49437
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Municipality
Montague Township
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