Sold
58560 Indian Lake Road, Dowagiac, MI 49047
Sold on 05/18/2026 for$575,000
MLS # 26016140 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,721 sqftBuilt 19992.28 acres
1 / 129
Listing Description
Serene lakefront retreat on secluded Little Smith Lake--just 30 mins from Notre Dame and 2 hours from Chicago. This 2.27-acre property features 150 ft of sandy frontage, a rare find in SW Michigan. The 3 bed, 2 bath ranch with walkout includes a rec room, 2 bonus rooms, and a wide roll-up door for storage. New roof (2024), water heater and central air (2023), and fresh main floor paint. Enjoy stunning sunset views from the screened porch, deck, or patio. Built in 2000, it also offers a 4-car garage with electric and water. Boat to Big Smith Lake via connecting channel!
Source: SparkMLS
About this home
Located in Dowagiac, this property offers 3-bedroom, 2-bath, 2,721 sq ft, with original construction dating to 1999.
Final sale price: $575,000 (about $211/sq ft).
Estimated annual property tax: $4,503, or about $375 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,721 sqft
Lot Size2.28 acres
Year Built1999
Stories1
Location
CityDowagiac
MunicipalityPokagon Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Phone Connected
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed4/16/2026
Sold Date5/17/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,503
Tax Year2025
Assessed Value$176,349
Parcel #14-110-018-307-40
Source: SparkMLS
Legal Description
307D COM N 89 DEG 32'33
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert A Mollison
Century 21 Affiliated
Frequently Asked Questions about 58560 Indian Lake Road, Dowagiac, MI 49047
Which school district serves 58560 Indian Lake Road, Dowagiac, MI 49047?
Per MLS# 26016140, 58560 Indian Lake Road, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26016140, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 58560 Indian Lake Road, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $4,503 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 58560 Indian Lake Road, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 58560 Indian Lake Road, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 58560 Indian Lake Road, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pokagon Twp police department or the Cass County sheriff's office.
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Monthly payment$4,209
Principal & interest$4,209
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
58560 Indian Lake Road, Dowagiac, MI 49047
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