Sold
5920 Iris Road, Ludington, MI 49431
Sold on 04/01/2026 for$555,000
MLS # 25032974 (Michigan Regional Information Center (MichRIC))
5 beds4 baths2,932 sqftBuilt 19881.8 acres
1 / 39
Listing Description
NEW PRICE!!! MUST SEE THIS GORGEOUS 5 bed, 4 bath ranch on a private drive, 2 miles from public access to Lake Michigan. Enjoy the beautifully landscaped backyard with fire pit, huge deck, and basketball court, in addition to the oversized 3 stall garage. The main floor features dining area, fully applianced kitchen, walk in pantry, and family room with sliders to the deck. Located conveniently down the hall, there are 2 bedrooms, full bath, and the primary bedroom with ensuite. The basement offers a large family room with built in bookshelves and a large rec room. The 4th bedroom and full bath complete the lower level of this incredible home.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 2,932 sq ft home in Ludington built in 1988.
Final sale price: $555,000 (about $189/sq ft).
Estimated annual property tax: $5,565, or about $464 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area2,932 sqft
Lot Size1.8 acres
Year Built1988
Stories1
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionBlock, Vinyl Siding
BasementFull, Slab
Garage3 spaces
HeatingForced Air, Heat Pump
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/6/2025
Sold Date3/31/2026
Original Price$675,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,174
Tax Year2024
State Equalized Value$205,500
Taxable Value$118,029
Assessed Value$114,481
Homestead (PRE)100%
Parcel #010-026-400-007-00
Source: Public Records
Legal Description
SEC 26 T18N R18W CONT 1.21 A E 1/2 OF W 1/2 OF SW 1/4 OF SE 1/4 LYG SLY OF PRIVATE ACCESS RD, SUBJECT TO ROAD RIGHT-OF-WAY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by J.R. Schoon
Greenridge Realty Holland
Frequently Asked Questions about 5920 Iris Road, Ludington, MI 49431
Which school district serves 5920 Iris Road, Ludington, MI 49431?
Per MLS# 25032974, 5920 Iris Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25032974, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5920 Iris Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $3,174 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5920 Iris Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5920 Iris Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5920 Iris Road, Ludington, MI 49431. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5920 Iris Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$5,565
Monthly$464
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$4,349
Principal & interest$3,885
Property taxes$464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteFixed WirelessDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5920 Iris Road, Ludington, MI 49431
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