Under Contract
5959 Lake Harbor Road, Muskegon, MI 49441
$985,000
MLS # 26027246 (Michigan Regional Information Center (MichRIC))
2 beds2 baths2,000 sqftBuilt 19400.83 acres
1 / 37
Listing Description
Welcome to the good life! Here is your chance to bask in West Michigan summers, fall asleep to the sound of waves, and wake up in your very own beach paradise. This home sits on 100 feet of private Lake Michigan shoreline and has been expertly renovated to create an open, flowing space. There is room to spread out with 2 bedrooms and 2 bathrooms, while the tucked back location creates a cozy and peaceful atmosphere that lends itself to privacy and relaxation. Peace of mind comes with a new roof in 2017, new furnace, deep 90 foot well, and state of the art fire suppression system. The location is just as terrific as the home-Mona Lake Park is just down the road. Enjoy walking trails through dunes, more beach access, fishing opportunities, picnic areas, and views of the Mona Lake Channel. Sale will be a split from a larger parcel containing 3 cottages and 1,200 feet of frontage. Seller will consider other land/cottage configurations.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 2,000 sq ft home built in 1940 sits in Norton Shores in Muskegon.
Asking $985,000 (about $493/sq ft).
Property tax estimate: $37,599 per year ($3,133/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area2,000 sqft
Lot Size0.83 acres
Year Built1940
Stories1
Location
CityMuskegon
MunicipalityNorton Shores City
Zip Code49441
CountyMuskegon
School DistrictMona Shores
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementDaylight, Walk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$37,599
Tax Year2025
Assessed Value$667,746
Parcel #27-026-200-0010-00
Source: SparkMLS
Legal Description
long legal--see attached
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kersh Ruhl
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 5959 Lake Harbor Road, Muskegon, MI 49441
Which school district serves 5959 Lake Harbor Road, Muskegon, MI 49441?
Per MLS# 26027246, 5959 Lake Harbor Road, Muskegon, MI 49441 is in the Mona Shores boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Mona Shores directly to confirm enrollment eligibility.
What financing options are available for 5959 Lake Harbor Road, Muskegon, MI 49441?
Per MLS# 26027246, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5959 Lake Harbor Road, Muskegon, MI 49441?
Per public tax records, annual property taxes for this property are $37,599 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5959 Lake Harbor Road, Muskegon, MI 49441 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5959 Lake Harbor Road, Muskegon, MI 49441 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5959 Lake Harbor Road, Muskegon, MI 49441?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Norton Shores City police department or the Muskegon County sheriff's office.
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Monthly payment$6,389
Principal & interest$6,389
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5959 Lake Harbor Road, Muskegon, MI 49441
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Municipality
Norton Shores
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