Sold
604 James Street, Niles, MI 49120
Sold on 04/22/2026 for$39,000
MLS # 26012814 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,352 sqftBuilt 19950.23 acres
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Listing Description
Calling All Investors! Opportunity awaits in this ideally located 3-bedroom, 2-bath home on a quiet street just outside of town. Featuring a spacious backyard perfect for entertaining or future enhancements, this property is ready for your vision and updates. Whether you're looking to renovate and resell or create a long-term rental, the potential here is undeniable. Sold AS IS--bring your ideas and unlock the possibilities!
Source: SparkMLS
About this home
Located in Niles, this property offers 3-bedroom, 2-bath, 1,352 sq ft, with original construction dating to 1995.
This home sold for $39,000 (about $29/sq ft).
Annual property taxes run approximately $2,711 ($226/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,352 sqft
Lot Size0.23 acres
Year Built1995
Stories1
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed3/31/2026
Sold Date4/21/2026
Original Price$64,900
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$2,711
Tax Year2025
Assessed Value$49,384
Parcel #11-14-4880-0018-02-1
Source: SparkMLS
Legal Description
LOT 18 MAPLE ROW NO 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rebecca Wicks
CK Home Group
Frequently Asked Questions about 604 James Street, Niles, MI 49120
What school district is 604 James Street, Niles, MI 49120 in?
Per MLS# 26012814, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012814, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012814, the most recent reported annual property tax for 604 James Street, Niles, MI 49120 is $2,711 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 604 James Street, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 604 James Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 604 James Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Monthly payment$357
Principal & interest$357
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 James Street, Niles, MI 49120
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