Sold
604 Orchard Street, Dowagiac, MI 49047
Sold on 05/19/2026 for$250,000
MLS # 26010353 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,334 sqftBuilt 19300.3 acres
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Listing Description
Welcome to 604 Orchard Street! Renovated in 2025, this home features a new roof, vinyl siding, and a high-efficiency furnace and A/C unit. The updated kitchen offers quartz countertops, new stainless-steel appliances, and ample space for a floating island if desired. The main-floor full bathroom includes a custom tile walk-in shower with dual shower heads. You?ll also find convenient main-floor laundry with a brand-new washer and dryer. Finishing out the main floor is the 1st bedroom. Upstairs, there are 4 sizeable bedrooms and a full bathroom. Enjoy tall ceilings and abundant natural light throughout. Exterior features include a heated and air-conditioned 2-car detached garage, perfect for a workshop, along with a fenced front yard and a spacious backyard offering plenty of additional outdoor space. Schedule a showing today!
Source: SparkMLS
About this home
Located in Dowagiac in Dowagiac, this property offers 5-bedroom, 2-bath, 2,334 sq ft, with original construction dating to 1930.
Final sale price: $250,000 (about $107/sq ft).
Estimated annual property tax: $1,675, or about $140 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Dowagiac; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,334 sqft
Lot Size0.3 acres
Year Built1930
Stories2
Location
CityDowagiac
MunicipalityDowagiac City
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/17/2026
Sold Date5/18/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$2,000
Source: SparkMLS
Tax Information
Annual Tax$1,675
Tax Year2025
Assessed Value$57,768
Parcel #14-160-200-514-00
Source: SparkMLS
Legal Description
. DW 1009 LOT 241 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Glover
Keller Williams Professionals
Frequently Asked Questions about 604 Orchard Street, Dowagiac, MI 49047
What school district is 604 Orchard Street, Dowagiac, MI 49047 in?
Per MLS# 26010353, this property is served by Dowagiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 604 Orchard Street, Dowagiac, MI 49047?
Per MLS# 26010353, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010353, the most recent reported annual property tax for 604 Orchard Street, Dowagiac, MI 49047 is $1,675 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 604 Orchard Street, Dowagiac, MI 49047 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 604 Orchard Street, Dowagiac, MI 49047 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Dowagiac. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Dowagiac City police department or the Cass County sheriff's office.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Dowagiac
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 Orchard Street, Dowagiac, MI 49047
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Municipality
Dowagiac
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