Sold
61 N Polk Street, Coldwater, MI 49036
Sold on 03/30/2026 for$180,000
MLS # 26004320 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,269 sqftBuilt 18740.42 acres
1 / 13
Listing Description
This updated 3-bedroom, 1-bathroom home offers comfort, convenience, and space to enjoy. Featuring modern updates throughout, the home is move-in ready and filled with natural light. A one-car garage provides secure parking and extra storage, while the large yard offers plenty of room for outdoor entertaining, gardening, or play. Conveniently located close to schools, parks, and local amenities, this home is perfect for anyone looking for a blend of functionality and location. Realtor Owned.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,269 sq ft home built in 1874 sits in Coldwater in Coldwater.
Final sale price: $180,000 (about $142/sq ft).
Estimated annual property tax: $1,515, or about $126 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 10 providers. Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,269 sqft
Lot Size0.42 acres
Year Built1874
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleColonial
ConstructionStucco
BasementMichigan Basement
Garage1 space
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/5/2026
Sold Date3/29/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$6,000
Source: SparkMLS
Tax Information
Annual Tax$1,515
Tax Year2024
Assessed Value$37,323
Parcel #303-000-000-432-00
Source: SparkMLS
Legal Description
LOT 10 O E WHITE ADDN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Corey Donner
Hauska Home and Farm
Frequently Asked Questions about 61 N Polk Street, Coldwater, MI 49036
What school district is 61 N Polk Street, Coldwater, MI 49036 in?
Per MLS# 26004320, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 61 N Polk Street, Coldwater, MI 49036?
Per MLS# 26004320, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26004320, the most recent reported annual property tax for 61 N Polk Street, Coldwater, MI 49036 is $1,515 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 61 N Polk Street, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 61 N Polk Street, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 61 N Polk Street, Coldwater, MI 49036?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Monthly payment$1,134
Principal & interest$1,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
61 N Polk Street, Coldwater, MI 49036
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Municipality
Coldwater
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