For Sale
622 Vine Street, St. Joseph, MI 49085
$1,124,000
MLS # 26008604 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,658 sqftBuilt 20080.07 acres
1 / 95
Listing Description
Beachside Bliss in the Heart of St. Joseph Just steps from Silver Beach and a short walk to downtown St. Joseph, this stunning 4-bedroom, 4-bath home offers the perfect blend of relaxation and convenience. With four spacious outdoor decks, you'll have the best seats in town for summer sunsets and the spectacular 4th of July fireworks. Inside, the home is filled with natural light, highlighting its white oak floors and thoughtfully updated finishes. The open layout makes entertaining effortless, while the bedrooms and baths offer space and comfort for family and guests. Whether it's morning coffee with lake breezes, evenings downtown dining and shopping, or weekend getaways with friends, this home delivers the ultimate St. Joe lifestyle. With the Amtrak station just a few steps away, it's as easy to arrive as it is to stay. Your year-round escape or perfect summer retreat awaits.
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 4-bedroom, 4-bath, 2,658 sq ft, with original construction dating to 2008.
Asking $1,124,000 (about $423/sq ft).
Annual property taxes run approximately $19,419 ($1,618/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,658 sqft
Lot Size0.07 acres
Year Built2008
Stories3
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionHardiPlank Type
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/6/2026
Original Price$1,295,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$19,419
Tax Year2024
Assessed Value$341,769
Parcel #11-76-0340-0094-00-1
Source: SparkMLS
Legal Description
THE SWLY 40'OF LOT 94 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE NELY BDY IS PAR TO THE SWLY BDY OF SD LOT 94 EXC P M R R R/W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joseph F Williams
The Home Source Group
Frequently Asked Questions about 622 Vine Street, St. Joseph, MI 49085
What school district is 622 Vine Street, St. Joseph, MI 49085 in?
Per MLS# 26008604, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 622 Vine Street, St. Joseph, MI 49085?
Per MLS# 26008604, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008604, the most recent reported annual property tax for 622 Vine Street, St. Joseph, MI 49085 is $19,419 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 622 Vine Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 622 Vine Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 622 Vine Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,290
Principal & interest$7,290
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
622 Vine Street, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph
View all listings →
Get email alerts for new listings near 622 Vine Street
We'll notify you when something hits the market in St Joseph or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.