Sold
626 Academy Street, Portland, MI 48875
Sold on 09/30/2025 for$220,000
MLS # 25027943 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,664 sqftBuilt 19240.1 acres
1 / 37
Listing Description
*MOTIVATED SELLER!* Welcome home! This charming 3-bed, 2.25 bath house offers classic character with beautiful original woodwork throughout! You'll love its convenient location, close to downtown Portland and within walking distance of parks, schools, and 9 miles of scenic riverside trails. The main floor features a spacious living area, a kitchen w/ abundant cabinet space and high ceilings, an eating area, 1 bedroom, and a full bath. Upstairs, you'll find 2 additional bedrooms and another full bath. The unfinished basement provides extra potential and includes an exterior entry door and bonus 1/4 bath. Outside, a large deck and fenced portion of the backyard is perfect for entertaining! Come see it today! Wooden bar is negotiable.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,664 sq ft home built in 1924 sits in Portland in Portland.
This home sold for $220,000 (about $132/sq ft).
Property tax estimate: $2,036 per year ($170/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 10 providers. Electric service is provided by City of Portland; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,664 sqft
Lot Size0.1 acres
Year Built1924
Stories2
Location
CityPortland
MunicipalityPortland
Zip Code48875
CountyIonia
School DistrictPortland Public School District
Construction & Systems
StyleCape Cod
ConstructionBrick, Vinyl Siding
BasementFull, Michigan Basement, Walk-Out Access
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed6/11/2025
Sold Date9/29/2025
Original Price$229,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$13,200
Source: SparkMLS
Tax Information
Annual Tax$2,036
Tax Year2024
Assessed Value$50,604
Parcel #300-190-000-240-00
Source: SparkMLS
Legal Description
CITY OF PORTLAND: LEGAL: THE W 60 FT OF LOT 65 AND W 60 FT OF N 1/2 OF LOT 66 ALMERON NEWMAN ADDITION T6N R5W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle L Coulier
616 Realty LLC
Frequently Asked Questions about 626 Academy Street, Portland, MI 48875
What school district is 626 Academy Street, Portland, MI 48875 in?
Per MLS# 25027943, this property is served by Portland Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25027943, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25027943, the most recent reported annual property tax for 626 Academy Street, Portland, MI 48875 is $2,036 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 626 Academy Street, Portland, MI 48875 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 626 Academy Street, Portland, MI 48875 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 626 Academy Street, Portland, MI 48875?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Portland. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portland police department or the Ionia County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed WirelessDSL
10 providers at this address
1.2 Gbps
HomeWorks ConnectFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Portland
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
626 Academy Street, Portland, MI 48875
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Municipality
Portland
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