Sold
640 Longfellow Drive, Troy, MI 48085
Sold on 07/06/2026 for$450,000
MLS # 20261036944 (Realcomp)
3 beds3 baths3,516 sqftBuilt 19770.24 acres
1 / 40
Listing Description
*** Seller is offering a $7500 concession to the new lucky owner!! *** Here's the dream home you've been waiting for! Welcome home to this clean, spacious and well-maintained 3-bedroom, 2.5 bathroom ranch nestled on a large lot in Troy that is walking distance to Leonard Elementary School within Award Winning Troy Public Schools! You'll love the front courtyard where there is space for outdoor seating, decorating and entertaining! Inside, you'll find three generously sized bedrooms, each featuring custom closet organizers for exceptional storage and organization. The home boasts two full bathrooms and an updated half bathroom right off the kitchen. You will love having TWO spacious living rooms; both providing plenty of room for relaxing and entertaining, and one features a cozy wood-burning fireplace and double doorwalls to the gorgeous backyard! The open kitchen comes fully equipped with all appliances included, making this home truly move-in ready. A finished basement expands the living space and includes a dedicated office, workshop, multiple storage rooms with built-in shelves, and a large laundry area with the potential to be relocated back to the main floor if desired. Once you step outside, you'll be transported to a peaceful backyard surrounded by lush greenery and mature trees which offer great privacy. The expansive lot provides plenty of space for outdoor activities, gardening, and countless future possibilities. Enjoy grilling or dining outside on the beautiful paver patio, and pick your own fresh veggies from your garden! There is an electric fence already installed if you have a fur-baby too! You will also get an extra large shed to hold all of your tools, toys and gardening needs as well as a 2 car attached garage for even more storage! This home can't wait for the new owners to love it - so schedule your showing today and please call the LA with any questions! BATVAI, including homestead taxes.
Source: SparkMLS
About this home
Located in Troy in Troy, this property offers 3-bedroom, 3-bath, 3,516 sq ft, with original construction dating to 1977.
Closed at $450,000 (about $128/sq ft).
Estimated annual property tax: $4,619, or about $385 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,516 sqft
Lot Size0.24 acres
Year Built1977
Stories1
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/9/2026
Sold Date7/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,619
State Equalized Value$212,970
Taxable Value$127,240
Parcel #2015402021
Source: Public Records
Legal Description
T2N, R11E, SEC 15 PINEMEADOW SUB LOT 21
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah D'Hondt
Community Choice Realty Inc
Frequently Asked Questions about 640 Longfellow Drive, Troy, MI 48085
What school district is 640 Longfellow Drive, Troy, MI 48085 in?
Per MLS# 20261036944, this property is served by Troy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261036944, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036944, the most recent reported annual property tax for 640 Longfellow Drive, Troy, MI 48085 is $4,619. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 640 Longfellow Drive, Troy, MI 48085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 640 Longfellow Drive, Troy, MI 48085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,242
Principal & interest$3,242
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
640 Longfellow Drive, Troy, MI 48085
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Municipality
Troy
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County
Oakland County
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