Sold
6420 South Shore Drive, Whitehall, MI 49461
Sold on 09/03/2025 for$1,185,000
MLS # 25045059 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,046 sqftBuilt 19722.24 acres
1 / 45
Listing Description
Contemporary Waterfront Retreat on White Lake. Experience lakeside living at its finest with this stunning contemporary home featuring 165 feet of prime waterfrontage. Designed to capture spectacular views of White Lake and the channel, this 3-bedroom, 3-bath residence boasts soaring vaulted ceilings, rich hardwood floors, and dramatic floor-to-ceiling windows that flood the home with natural light. A detached garage with private guest quarters provides additional space for family and visitors. Whether relaxing indoors or taking in the ever-changing lake views, this property offers a perfect blend of comfort, style, and waterfront luxury.
Source: SparkMLS
About this home
Located in Fruitland Township in Whitehall, this property offers 3-bedroom, 3-bath, 2,046 sq ft, with original construction dating to 1972.
Final sale price: $1,185,000 (about $579/sq ft).
Property tax estimate: $12,370 per year ($1,031/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,046 sqft
Lot Size2.24 acres
Year Built1972
Stories3
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall District Schools
Construction & Systems
StyleContemporary
ConstructionBlock, Wood Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Extra Well
InteriorCeiling Fan(s), Garage Door Opener, Guest Quarters, Center Island
Sale & Financing
Listed9/2/2025
Sold Date9/2/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$12,370
Tax Year2025
Assessed Value$438,854
Parcel #06-012-200-0009-00
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 12 T11N R18W THAT PART OF GOV'T LOT 1 BOUNDED ON W BY A LINE 264 FT E OF W LINE LOT 1 ON E BY A LINE 528 FT E OF W LINE LOT 1 ON N BY WHITE LAKE & ON S BY A LINE PAR TO WHITE LAKE & 660 FT S THEREOF EXC W 100 FT THEREOF SUBJ TO RD R/W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kim Nelson
Greenridge Realty White Lake
Frequently Asked Questions about 6420 South Shore Drive, Whitehall, MI 49461
What school district is 6420 South Shore Drive, Whitehall, MI 49461 in?
Per MLS# 25045059, this property is served by Whitehall District Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25045059, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25045059, the most recent reported annual property tax for 6420 South Shore Drive, Whitehall, MI 49461 is $12,370 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6420 South Shore Drive, Whitehall, MI 49461 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6420 South Shore Drive, Whitehall, MI 49461 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6420 South Shore Drive, Whitehall, MI 49461?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6420 South Shore Drive, Whitehall, MI 49461. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,686
Principal & interest$7,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6420 South Shore Drive, Whitehall, MI 49461
View full property history →
Municipality
Fruitland Township
View all listings →
Get email alerts for new listings near 6420 South Shore Drive
We'll notify you when something hits the market in Fruitland Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.