Sold
677 E Vermontville Highway, Charlotte, MI 48813
Sold on 05/29/2026 for$225,000
MLS # 26011027 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,112 sqftBuilt 19751 acres
1 / 27
Listing Description
BACK ON THE MARKET AT NO FAULT TO THE SELLER!! 1-acre lot • Ranch layout • 24x28 outbuilding with roll-up door 3-bedroom, 1-bath ranch offering 1,112 sq ft above grade with a full 1,112 sq ft basement for storage or future finishing. Main level includes all bedrooms, full bath, and a functional kitchen with snack bar, range, and refrigerator. Flooring includes carpet and laminate throughout. Exterior features vinyl siding, composition roof, attached 1-car garage with opener, and concrete driveway. Additional 24x28 stick-built outbuilding with roll-up door provides space for equipment, storage, or workshop use. Situated on a 1-acre parcel with well and septic service and 210 ft of road frontage. Utilities include high-speed internet availability, propane and wood heat with forced air system, and central air conditioning. Located on a paved road with convenient access to Charlotte and surrounding Eaton County areas.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,112 sq ft home built in 1975 sits in Charlotte.
Final sale price: $225,000 (about $202/sq ft).
Estimated annual property tax: $2,375, or about $198 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,112 sqft
Lot Size1 acres
Year Built1975
Stories1
Location
CityCharlotte
MunicipalityBenton Charter Twp
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorGarage Door Opener
Sale & Financing
Listed3/29/2026
Sold Date5/28/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,375
Tax Year2025
State Equalized Value$86,900
Taxable Value$78,679
Assessed Value$76,611
Parcel #07001940007000
Source: Public Records
Legal Description
COM. 934 FEET E OF S 1/4 POST, E 186 FEET, N 472.6 FEET M/L TO CENTER OF A COUNTY DRAIN, SWLY ALONG CENTERLINE OF THE DRAIN TO BEG. SEC. 19, T3N, R4W, BENTON TOWNSHIP
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blaine R Allen
BHG Connections-Lawton
Frequently Asked Questions about 677 E Vermontville Highway, Charlotte, MI 48813
Which school district serves 677 E Vermontville Highway, Charlotte, MI 48813?
Per MLS# 26011027, 677 E Vermontville Highway, Charlotte, MI 48813 is in the Charlotte boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlotte directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26011027, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 677 E Vermontville Highway, Charlotte, MI 48813?
Per public tax records, annual property taxes for this property are $2,375 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 677 E Vermontville Highway, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 677 E Vermontville Highway, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 677 E Vermontville Highway, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Eaton County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
677 E Vermontville Highway, Charlotte, MI 48813
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