Sold
687 N Frank Smith Road, Luther, MI 49656
Sold on 06/10/2026 for$285,700
MLS # 26020594 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,800 sqftBuilt 199619.39 acres
1 / 42
Listing Description
This charming three-bedroom, two-bath ranch style home sits on 19.39 wooded acres with beautiful rolling hills. Lovingly maintained as a family home for many years, it's ready to welcome its next owners, or serve as a spacious hunting retreat. Many new updates within the last five years include a new metal roof, AC unit, and new appliances. The primary suite features a generous bathroom with jacuzzi tub, while the home offers a family room, cozy living room, plenty of cupboard space in the kitchen and a dining area with a gas fireplace for cozy family dinners. The 32 X 24-foot garage offers a loft and natural light. Outdoors, gentle rolling hills and scenic trails wind through the property. Toward the back, a well-positioned hunting blind overlooks a ravine for great hunting and includes a propane heater and breathtaking views. Located just down the road from Tin Cup Trails and thousands of acres of State Land, this property is a rare find for nature lovers and outdoor enthusiasts
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,800 sq ft home in Luther built in 1996.
Closed at $285,700 (about $159/sq ft).
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,800 sqft
Lot Size19.39 acres
Year Built1996
Stories1
Location
CityLuther
MunicipalityEllsworth Twp
Zip Code49656
CountyLake
School DistrictPine River
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed5/6/2026
Sold Date6/9/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
Assessed Value$44,165
Parcel #43-08-032-025-00
Source: SparkMLS
Legal Description
Part N 1/2, SE 1/4, NW 1/4, with exceptions, Section 32, Ellsworth Township, Lake County, Michigan
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Baylee Randall
North West Realty, LLC
Frequently Asked Questions about 687 N Frank Smith Road, Luther, MI 49656
Which school district serves 687 N Frank Smith Road, Luther, MI 49656?
Per MLS# 26020594, 687 N Frank Smith Road, Luther, MI 49656 is in the Pine River boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pine River directly to confirm enrollment eligibility.
What financing options are available for 687 N Frank Smith Road, Luther, MI 49656?
Per MLS# 26020594, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 687 N Frank Smith Road, Luther, MI 49656 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 687 N Frank Smith Road, Luther, MI 49656?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ellsworth Twp police department or the Lake County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
687 N Frank Smith Road, Luther, MI 49656
View full property history →
Get email alerts for new listings near 687 N Frank Smith Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.