Sold
6955 W Jackson Road, Ludington, MI 49431
Sold on 04/08/2026 for$542,000
MLS # 26003041 (Michigan Regional Information Center (MichRIC))
2 beds2 baths880 sqftBuilt 19000.13 acres
1 / 20
Listing Description
Welcome to your dream Hamlin Lake Cottage! This charming 2 Bed, 2 Bath lakefront home, perfectly situated on a 5,146 sq ft lot, has been completely renovated for year-round enjoyment. The 880 sq ft interior features a brand-new kitchen, bathroom, flooring, furnace, AC, and roof—every detail has been thoughtfully updated. Step outside to a private dock, ideal for boating, fishing, or simply enjoying the sparkling waters of Hamlin Lake. Currently operated as a successful daily/weekly rental, this property offers immediate income potential, making it a perfect investment or personal retreat. Imagine peaceful mornings by the lake, sunsets over the water, and endless memories in this turnkey lakeside haven.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 880 sq ft home in Ludington built in 1900.
Closed at $542,000 (about $616/sq ft).
Annual property taxes run approximately $2,437 ($203/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area880 sqft
Lot Size0.13 acres
Year Built1900
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorPantry
Sale & Financing
Listed1/25/2026
Sold Date4/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,578
Tax Year2025
State Equalized Value$96,800
Taxable Value$59,134
Assessed Value$59,134
Parcel #007-022-039-00
Source: Public Records
Legal Description
LEGAL CHANGED TO INC VACATED JACKSON ST AND CHANGE BOUNDARY LINES 10/30/08 COMM AT S 1/4 COR OF SEC 22, TH N 00DEG 00'00'' E 2,433.66FT TO E-W 1/4 LN SEC 22, TH S 89DEG 57'00'' W ALG E-W 1/4 LN 1,162.74FT, TH S 00DEG 13'21'' W 25FT, TH S 89DEG 57'00''W PAR TO E-W 1/4 LN SEC 22, 24.74FT TO POB, TH S 00DEG 19'14''W 98.02FT TO TRVSE LN ALG SHORE OF HAMLIN LAKE, TH N 76DEG 41' 52''W ALG SD TRVSE LN A
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Random Nelson Messeder
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 6955 W Jackson Road, Ludington, MI 49431
What school district is 6955 W Jackson Road, Ludington, MI 49431 in?
Per MLS# 26003041, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26003041, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003041, the most recent reported annual property tax for 6955 W Jackson Road, Ludington, MI 49431 is $2,578 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6955 W Jackson Road, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6955 W Jackson Road, Ludington, MI 49431 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6955 W Jackson Road, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$2,437
Monthly$203
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,770
Principal & interest$3,567
Property taxes$203
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6955 W Jackson Road, Ludington, MI 49431
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