Sold
6995 N Old Channel Trail, Montague, MI 49437
Sold on 08/15/2025 for$502,000
MLS # 25036265 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,334 sqftBuilt 20040.18 acres
1 / 26
Listing Description
Beautiful cottage/home built in 2004 with wonderful views of Lake Michigan. Access to the beach within steps of the property, and an English Garden straight from a magazine. Potential for additional ''bedroom'' via a cute sleeping shed. There is also a tool shed and a garden shed on the property plus a new Generac whole house generator. Golfers can drive their carts to the Old Channel Trail golf course. Charming kitchen with stainless appliances and granite counters, as well as main floor laundry. Charming, cute, well built, excellent views and a very short distance to the beach or the iconic Old Channel Inn restaurant. Don't wait on this one. Schedule your showing now.
Source: SparkMLS
About this home
Located in White River Township in Montague, this property offers 2-bedroom, 2-bath, 1,334 sq ft, with original construction dating to 2004.
This home sold for $502,000 (about $376/sq ft).
Annual property taxes run approximately $8,582 ($715/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 4 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,334 sqft
Lot Size0.18 acres
Year Built2004
Stories2
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague Area Public Schools
Construction & Systems
StyleCape Cod
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/21/2025
Sold Date8/14/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,582
Tax Year2025
Assessed Value$169,550
Parcel #01640000000700
Source: SparkMLS
Legal Description
WHITE RIVER TOWNSHIP SEC 2 T11N R18W NEW WHITE HAVEN LOT 7
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tyler VanWingen
Greenridge Realty (EGR)
Frequently Asked Questions about 6995 N Old Channel Trail, Montague, MI 49437
What school district is 6995 N Old Channel Trail, Montague, MI 49437 in?
Per MLS# 25036265, this property is served by Montague Area Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25036265, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25036265, the most recent reported annual property tax for 6995 N Old Channel Trail, Montague, MI 49437 is $8,582 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6995 N Old Channel Trail, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6995 N Old Channel Trail, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6995 N Old Channel Trail, Montague, MI 49437?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6995 N Old Channel Trail, Montague, MI 49437. The maximum advertised download speed is 1.0 Gbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatellite
4 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6995 N Old Channel Trail, Montague, MI 49437
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Municipality
White River Township
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