Sold
7042 S Montgomery, Pentwater, MI 49449
Sold on 10/14/2025 for$1,200,000
MLS # 25005612 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,736 sqftBuilt 19940.32 acres
1 / 52
Listing Description
This immaculate lakefront home offers 50 feet of private beach on Lake Michigan and breathtaking views from nearly every room, as well as multiple decks. A stunning lakefront retreat on a private road nestled between Bass Lake and Lake Michigan. Recently renovated, the home feels brand new with updates that include new doors, windows, and a fully remodeled kitchen. The spacious open-concept main living area features a cozy fieldstone fireplace, floor-to-ceiling windows, kitchen island with bar seating, dining area, and an office nook—perfect for both everyday living and entertaining. The home includes 2 bedrooms, a bunk room, and 3 full baths, providing plenty of space for family and guests. The property includes additional space for parking and an outdoor lift/elevator for easy access
Source: SparkMLS
About this home
Located in Pentwater, this property offers 2-bedroom, 3-bath, 1,736 sq ft, with original construction dating to 1994.
This home sold for $1,200,000 (about $691/sq ft).
Estimated annual property tax: $10,401, or about $867 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area1,736 sqft
Lot Size0.32 acres
Year Built1994
Stories3
Location
CityPentwater
MunicipalitySummit Twp
Zip Code49449
CountyMason
School DistrictLudington Area School District
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingBaseboard, Hot Water, Wall Furnace
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Elevator, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed2/13/2025
Sold Date10/13/2025
Original Price$1,895,000
Terms AcceptedCash, VA Loan, Conventional
Concessions$15,000
Source: SparkMLS
Tax Information
Annual Tax$10,401
Tax Year2024
Assessed Value$219,761
Parcel #014-135-006-00 & 014-619-011-00
Source: SparkMLS
Legal Description
Lengthy Legal for multiple parcels and a recent land acquisition from neighbor to the North.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle Visser
ReSIDE Grand Rapids
Frequently Asked Questions about 7042 S Montgomery, Pentwater, MI 49449
What school district is 7042 S Montgomery, Pentwater, MI 49449 in?
Per MLS# 25005612, this property is served by Ludington Area School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25005612, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25005612, the most recent reported annual property tax for 7042 S Montgomery, Pentwater, MI 49449 is $10,401 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7042 S Montgomery, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7042 S Montgomery, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7042 S Montgomery, Pentwater, MI 49449?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7042 S Montgomery, Pentwater, MI 49449. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Mason County sheriff's office.
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Mortgage Calculator
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Monthly payment$8,367
Principal & interest$8,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteFixed WirelessLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsSyncWaveFixed Wireless
32 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7042 S Montgomery, Pentwater, MI 49449
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