Sold
707 Raymond Street, Bay City, MI 48706
Sold on 05/15/2026 for$150,000
MLS # 50205862 (MiRealSource)
2 beds1 bathBuilt 19520.11 acres
1 / 25
Listing Description
RADIANT ON RAYMOND...Welcome to this bright and inviting 2-bedroom, 1 full bath home nestled on Bay City's desirable west side! From the moment you step inside, you'll love the fresh, modern feel created by updated vinyl wood flooring that flows seamlessly throughout the entire home, paired with clean, neutral paint that makes every space feel open and airy. The stylish, spacious kitchen is a true highlight. It's perfect for cooking, gathering, and making everyday moments feel special. Both bedrooms offer comfortable, well-lit spaces, while the renovated full bath is conveniently located and thoughtfully laid out. The full basement provides plenty of extra room for storage, hobbies, or future finishing potential and is complete with an added half bath for extra convenience. Step outside and enjoy the large, partially fenced backyard ideal for entertaining, pets, or simply soaking up the sunshine. The outdoor space is complete with a deck for relaxing evenings, a 1.5-car garage, and a massive driveway offering ample parking.
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 2-bedroom, 1-bath, with original construction dating to 1952.
Final sale price: $150,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.11 acres
Year Built1952
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/29/2026
Sold Date5/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Emilee Davey
Modern Realty
Frequently Asked Questions about 707 Raymond Street, Bay City, MI 48706
Which school district serves 707 Raymond Street, Bay City, MI 48706?
Per MLS# 50205862, 707 Raymond Street, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50205862, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 707 Raymond Street, Bay City, MI 48706 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 707 Raymond Street, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 707 Raymond Street, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
707 Raymond Street, Bay City, MI 48706
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Municipality
Bay City
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