Sold
709 E Loomis Street, Ludington, MI 49431
Sold on 03/11/2026 for$195,000
MLS # 25038994 (Michigan Regional Information Center (MichRIC))
5 beds2 baths1,968 sqftBuilt 19200.16 acres
1 / 13
Listing Description
Motivated seller offering immediate possession and seller concessions! This 5-bedroom, 2-bath home is within walking distance of downtown Ludington and Lake Michigan. Original wood floors and a flexible layout provide options for a mother-in-law suite or duplex setup. The home also includes a hot tub and detached garage. A well-located property offering space, flexibility, and a smooth transition for the next owner.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 5-bedroom, 2-bath, 1,968 sq ft, with original construction dating to 1920.
Final sale price: $195,000 (about $99/sq ft).
Estimated annual property tax: $4,887, or about $407 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,968 sqft
Lot Size0.16 acres
Year Built1920
Stories3
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
InteriorHot Tub Spa, Wet Bar, Eat-in Kitchen
Sale & Financing
Listed12/4/2025
Sold Date3/10/2026
Original Price$239,000
Terms AcceptedCash, FHA, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$4,887
Tax Year2025
State Equalized Value$132,100
Taxable Value$121,348
Assessed Value$121,348
Homestead (PRE)100%
Parcel #051-227-018-00
Source: Public Records
Legal Description
ADDITION NO. 3 LOT 18 BLOCK 127.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marc Rosas
Five Star Real Estate - Town Square Group
Frequently Asked Questions about 709 E Loomis Street, Ludington, MI 49431
What school district is 709 E Loomis Street, Ludington, MI 49431 in?
Per MLS# 25038994, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25038994, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25038994, the most recent reported annual property tax for 709 E Loomis Street, Ludington, MI 49431 is $4,887 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 709 E Loomis Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 709 E Loomis Street, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,356
Principal & interest$1,356
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
709 E Loomis Street, Ludington, MI 49431
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Municipality
Ludington
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