For Sale
7148 W Blue Lake Road NE, Kalkaska, MI 49646
$499,000
MLS # 1946233 (Northern Great Lakes REALTORS® MLS)
2 beds3 bathsBuilt 19990.51 acres
1 / 18
Listing Description
Welcome to your own slice of Northern Michigan Paradise! Cherished by the same owners for the lifetime of the home, this charming waterfront retreat offers 68 ft of private frontage and the perfect blend of relaxation and recreation. Featuring 2 bedrooms plus a loft with its own private bath, there's plenty of space for family and guests. A large garage provides ample room for vehicles, lake toys, and outdoor gear. Enjoy the beauty of Blue Lake, known for its clear blue waters, peaceful setting and excellent fishing opportunities. With miles of nearby snowmobile trails, this property is ideal for year - round adventure. Whether you are looking for a vacation getaway or a full-time residence, this Northern Michigan gem is ready to be enjoyed.
Source: SparkMLS
About this home
This 2-bedroom, 3-bath home built in 1999 sits in Kalkaska.
Currently offered at $499,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Lot Size0.51 acres
Year Built1999
Location
CityKalkaska
MunicipalityBlue Lake
Zip Code49646
CountyKalkaska
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marissa Spencer
Berkshire Hathaway Homeservices - TC
Frequently Asked Questions about 7148 W Blue Lake Road NE, Kalkaska, MI 49646
Can I use FHA or VA financing for this property?
Per MLS# 1946233, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 7148 W Blue Lake Road NE, Kalkaska, MI 49646 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Blue Lake police department or the Kalkaska County sheriff's office.
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7148 W Blue Lake Road NE, Kalkaska, MI 49646
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