Sold
720 S Sherman Street, Bay City, MI 48708
Sold on 04/17/2026 for$232,000
MLS # 26008662 (Michigan Regional Information Center (MichRIC))
2 beds1 bath920 sqftBuilt 19200.11 acres
1 / 19
Listing Description
Homes like this don't come along often! This move-in ready 2 bedroom home on the south end of Bay City offers a combination of updates, charm, and features that are hard to find at this price point. Step inside to a freshly painted interior with new carpet and new blinds, creating a bright and welcoming space. The large kitchen provides plenty of room for cooking, dining, and entertaining, while the living and dining areas offer comfortable everyday living. Enjoy relaxing on the covered front porch or spending time on the back deck overlooking the fenced backyard. A huge bonus is the rare two-car garage, plus an extra-wide concrete driveway with plenty of parking space. The home also features vinyl siding, a full basement for storage, and a new furnace installed in October 2024. Clean, updated, and truly move-in ready.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 920 sq ft home in Bay City in Bay City built in 1920.
Final sale price: $232,000 (about $252/sq ft).
Annual property taxes run approximately $2,152 ($179/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area920 sqft
Lot Size0.11 acres
Year Built1920
Stories1
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed3/8/2026
Sold Date4/16/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$2,000
Source: SparkMLS
Tax Information
Annual Tax$2,152
Tax Year2025
Assessed Value$46,061
Parcel #09-160-028-477-012-00
Source: SparkMLS
Legal Description
N 1/2 OF LOTS 5 & 6 BLK 4 H M BRADLEYS ADD TO BC
Property Records
USDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mark S Reisterer
Reisterer Real Estate LLC
Frequently Asked Questions about 720 S Sherman Street, Bay City, MI 48708
Which school district serves 720 S Sherman Street, Bay City, MI 48708?
Per MLS# 26008662, 720 S Sherman Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26008662, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 720 S Sherman Street, Bay City, MI 48708?
Per public tax records, annual property taxes for this property are $2,152 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 720 S Sherman Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What utilities serve 720 S Sherman Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
720 S Sherman Street, Bay City, MI 48708
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Municipality
Bay City
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