For Sale
7302 Geraldine Circle, Swartz Creek, MI 48473
$420,000
MLS # 20261038388 (Realcomp)
3 beds3 baths2,036 sqftBuilt 20211.04 acres
1 / 33
Listing Description
Incredible Price For What This Home Offers! Priced to Move! **Beautiful 2021-Built Home in Bear Creek Estates – Swartz Creek **Welcome to this stunning 3 bedroom, 2.5 bath home situated on a spacious one-acre lot in the desirable Bear Creek Estates subdivision. Built in 2021, this home offers a perfect blend of modern design and functional living spaces. The main level features a flex room/office, a convenient mudroom off the garage, and a beautiful kitchen with a large walk-in pantry. Upstairs, you’ll find a versatile loft area - perfect for a kids’ hangout, office, or workout space - along with generously sized bedrooms. The huge master suite boasts a private bath and a large walk-in closet. Step outside and enjoy the gorgeous backyard, complete with a back deck and patio, perfect for entertaining or relaxing in a peaceful setting. The basement is ready to finish to your liking, offering endless possibilities. Other highlights include a finished garage floor and the charm of living in one of Swartz Creek’s most sought-after subdivisions. Don’t miss your chance to own this move-in ready home with plenty of space inside and out!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,036 sq ft home built in 2021 sits in Gaines Township in Swartz Creek.
Asking $420,000 (about $206/sq ft).
Estimated annual property tax: $6,238, or about $520 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,036 sqft
Lot Size1.04 acres
Year Built2021
Stories2
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionVinyl Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$6,238
Parcel #1012651045
Source: SparkMLS
Legal Description
UNIT 45 BEAR CREEK EST (05) FR 10-12-300-015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Crystal Hines
Red Fox Realty LLC
Frequently Asked Questions about 7302 Geraldine Circle, Swartz Creek, MI 48473
Which school district serves 7302 Geraldine Circle, Swartz Creek, MI 48473?
Per MLS# 20261038388, 7302 Geraldine Circle, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261038388, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7302 Geraldine Circle, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $6,238. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7302 Geraldine Circle, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7302 Geraldine Circle, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7302 Geraldine Circle, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,766
Principal & interest$2,724
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7302 Geraldine Circle, Swartz Creek, MI 48473
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Municipality
Gaines Township
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