Sold
738 W Shepherd Street, Charlotte, MI 48813
Sold on 12/18/2025 for$229,000
MLS # 25051399 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,997 sqftBuilt 19650.23 acres
1 / 24
Listing Description
Welcome home to this charming all-brick ranch offering comfort, convenience & updates throughout. Featuring 3 bedrooms, 1.5 bathrooms, fresh paint throughout and hardwood floors in the living room & bedrooms, this home is move-in ready. The updated full bath, new hot water heater (2025), newer furnace & replacement windows add peace of mind for years to come. Inside, you'll find a spacious living room plus a family room with slider doors leading to the back deck & fenced yard—perfect for entertaining or relaxing outdoors. The finished basement adds even more living space with a large rec room, plus a dedicated workshop area for hobbies & storage. An attached 2-car garage provides convenience, while the location can't be beat—just minutes from Lincoln Park, schools, shopping, downtown & easy access to I-69. Call your favorite local realtor or Eric Blair (269.420.6868) today for a private showing. We look forward to helping you make THIS the place you call HOME! Member of owning LLC is
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,997 sq ft home built in 1965 sits in Charlotte in Charlotte.
This home sold for $229,000 (about $115/sq ft).
Estimated annual property tax: $6,270, or about $522 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 9 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,997 sqft
Lot Size0.23 acres
Year Built1965
Stories1
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
School DistrictCharlotte Public Schools
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed10/26/2025
Sold Date12/17/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$6,500
Source: SparkMLS
Tax Information
Annual Tax$6,270
Tax Year2025
State Equalized Value$115,900
Taxable Value$115,900
Assessed Value$115,900
Parcel #20008580059000
Source: Public Records
Legal Description
LOT 59. WESTLAWN CITY OF CHARLOTTE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Eric Blair
EB Realty LLC
Frequently Asked Questions about 738 W Shepherd Street, Charlotte, MI 48813
What school district is 738 W Shepherd Street, Charlotte, MI 48813 in?
Per MLS# 25051399, this property is served by Charlotte Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25051399, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25051399, the most recent reported annual property tax for 738 W Shepherd Street, Charlotte, MI 48813 is $6,270 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 738 W Shepherd Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 738 W Shepherd Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 738 W Shepherd Street, Charlotte, MI 48813?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 738 W Shepherd Street, Charlotte, MI 48813. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
2 Gbps1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
738 W Shepherd Street, Charlotte, MI 48813
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Municipality
Charlotte
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