Sold
7438 Jamaica Lane, Portage, MI 49002
Sold on 06/15/2026 for$390,000
MLS # 26020173 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,802 sqftBuilt 20190.28 acres
1 / 36
Listing Description
Welcome to this exemplary, custom built home where thoughtful design, comfort, and efficiency come together beautifully. This property offers an impressive blend of functionality and style, featuring vaulted ceilings, abundant storage throughout, and buried utilities with reliable high-speed internet. Step inside to a bright, open-concept main living area where the kitchen flows seamlessly into the living room - perfect for everyday living and entertaining. The kitchen is well-appointed with a center island, modern appliances, beautiful fixtures and hardware, a spacious pantry, tile backsplash, and a dedicated eating area. This home offers 3 generously sized bedrooms and 2 full bathrooms, including a private primary suite overlooking the backyard. The suite features high ceilings and an en-suite bath with dual vanity. The additional bedrooms provide ample space and flexibility. The lower level presents incredible potential - already insulated and plumbed for a future bathroom, it's
Source: SparkMLS
About this home
Located in Portage in Portage, this property offers 3-bedroom, 2-bath, 1,802 sq ft, with original construction dating to 2019.
Closed at $390,000 (about $216/sq ft).
Estimated annual property tax: $7,462, or about $622 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,802 sqft
Lot Size0.28 acres
Year Built2019
Stories1
Location
CityPortage
MunicipalityPortage City
Zip Code49002
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/5/2026
Sold Date6/14/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,462
Tax Year2026
Assessed Value$168,989
Parcel #10-03652-061-O
Source: SparkMLS
Legal Description
LOT 61, HOLIDAY VILLAGE EAST NO. 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Suzanne Scott
Chuck Jaqua, REALTOR
Frequently Asked Questions about 7438 Jamaica Lane, Portage, MI 49002
Which school district serves 7438 Jamaica Lane, Portage, MI 49002?
Per MLS# 26020173, 7438 Jamaica Lane, Portage, MI 49002 is in the Portage boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Portage directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26020173, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7438 Jamaica Lane, Portage, MI 49002?
Per public tax records, annual property taxes for this property are $7,462 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7438 Jamaica Lane, Portage, MI 49002 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7438 Jamaica Lane, Portage, MI 49002 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7438 Jamaica Lane, Portage, MI 49002?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Portage City police department or the Kalamazoo County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7438 Jamaica Lane, Portage, MI 49002
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Municipality
Portage
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