Sold
745 Flat River Drive SE, Lowell, MI 49331
Sold on 09/26/2025 for$329,500
MLS # 25041165 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,548 sqftBuilt 19730.28 acres
1 / 46
Listing Description
Welcome to 745 Flat River Dr, where country living meets city convenience. This charming 3-bedroom, 1.5-bathroom home is nestled in a private, wooded setting, just seconds from town. Enjoy fresh updates throughout, including new flooring and a new deck perfect for relaxing. The floor plan is thoughtfully designed with the convenience of main floor laundry, with hookups still available in the basement if you prefer to move it back. A spacious 2-stall garage offers plenty of storage. Across the street, the Flat River provides a picturesque backdrop to this beautiful property.
Source: SparkMLS
About this home
Located in Vergennes Township in Lowell, this property offers 3-bedroom, 2-bath, 1,548 sq ft, with original construction dating to 1973.
This home sold for $329,500 (about $213/sq ft).
Annual property taxes run approximately $2,040 ($170/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,548 sqft
Lot Size0.28 acres
Year Built1973
Stories1
Location
CityLowell
MunicipalityVergennes Twp
Zip Code49331
CountyKent
School DistrictLowell Area Schools
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed8/13/2025
Sold Date9/25/2025
Original Price$330,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$2,040
Tax Year2024
State Equalized Value$112,800
Taxable Value$71,450
Assessed Value$67,481
Parcel #411635202005
Source: Public Records
Legal Description
PART OF GOVT LOT 2 COM 305.63 FT NELY ALONG CL OF FLAT RIVER DR FROM E&W 1/4 LINE TH NELY ALONG SD CL 90 FT TH NWLY PERP TO SD CL 168 FT TH SWLY PAR WITH SD CL 90 FT TH SELY PERP TO SD CL 168 FT TO BEG * SEC 35 T7N R9W 0.35 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott Grondman
Bellabay Realty (SW)
Frequently Asked Questions about 745 Flat River Drive SE, Lowell, MI 49331
What school district is 745 Flat River Drive SE, Lowell, MI 49331 in?
Per MLS# 25041165, this property is served by Lowell Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25041165, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25041165, the most recent reported annual property tax for 745 Flat River Drive SE, Lowell, MI 49331 is $2,040 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 745 Flat River Drive SE, Lowell, MI 49331 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 745 Flat River Drive SE, Lowell, MI 49331 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 745 Flat River Drive SE, Lowell, MI 49331?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Vergennes Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,137
Principal & interest$2,137
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteFixed WirelessLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
1.2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsMichwave Technologies IncFixed Wireless
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
745 Flat River Drive SE, Lowell, MI 49331
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Municipality
Vergennes Township
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