Sold
7823 Old Channel Trail, Montague, MI 49437
Sold on 01/28/2026 for$270,000
MLS # 25058080 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,275 sqftBuilt 18850.2 acres
1 / 43
Listing Description
Step onto the front porch and instantly feel the charm of this Montague classic. With peaceful lake views and a warm welcome, this 3-bedroom, 1-bath home is full of charm and ready for its new owner! Renovations include a newer roof, furnace, water heater, plumbing, and electrical! Imagine sipping coffee on the porch, gazing at the water, and enjoying life! Located just moments from downtown shops, parks, and the waterfront, this home offers small-town living at its finest. Whether you're a first-time buyer or looking for a cozy getaway, this home invites you to slow down and savor the simple joys!
Source: SparkMLS
About this home
Located in Montague in Montague, this property offers 3-bedroom, 1-bath, 1,275 sq ft, with original construction dating to 1885.
This home sold for $270,000 (about $212/sq ft).
Annual property taxes run approximately $3,114 ($260/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,275 sqft
Lot Size0.2 acres
Year Built1885
Stories2
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed11/12/2025
Sold Date1/27/2026
Original Price$285,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,114
Tax Year2025
Assessed Value$47,478
Parcel #21-425-001-0008-00
Source: SparkMLS
Legal Description
MONTAGUE CITY VILLAGE OF MAPLE GROVE LOT 8 BLK 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karri Ann Schmehil
Coldwell Banker Woodland Schmidt Whitehall
Frequently Asked Questions about 7823 Old Channel Trail, Montague, MI 49437
Which school district serves 7823 Old Channel Trail, Montague, MI 49437?
Per MLS# 25058080, 7823 Old Channel Trail, Montague, MI 49437 is in the Montague boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Montague directly to confirm enrollment eligibility.
What financing options are available for 7823 Old Channel Trail, Montague, MI 49437?
Per MLS# 25058080, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7823 Old Channel Trail, Montague, MI 49437?
Per public tax records, annual property taxes for this property are $3,114 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7823 Old Channel Trail, Montague, MI 49437 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7823 Old Channel Trail, Montague, MI 49437 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 7823 Old Channel Trail, Montague, MI 49437. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7823 Old Channel Trail, Montague, MI 49437?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
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Monthly payment$1,784
Principal & interest$1,784
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Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7823 Old Channel Trail, Montague, MI 49437
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Municipality
Montague
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