Sold
811 Michigan Avenue, St. Joseph, MI 49085
Sold on 06/11/2026 for$287,500
MLS # 26015853 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,474 sqftBuilt 19080.08 acres
1 / 33
Listing Description
Updated downtown Cape Cod, close to everything! Don't miss this gem with private backyard, garage off alley, heated front porch and so much more, located across the street from Milton Park. Open kitchen, paver patio, chiminea, hot tub, clean basement, extra parking spot, remodeled main bathroom, new carpet in main bedroom, skylights in office area/living room. Third sleeping area upstairs. Dry basement with tv area, laundry and storage. Home can be sold fully furnished. HVAC 4 years new, plumbing 2 years new, roof 12 years new. Don't miss out!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,474 sq ft home built in 1908 sits in St Joseph in St. Joseph.
This home sold for $287,500 (about $195/sq ft).
Estimated annual property tax: $2,841, or about $237 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,474 sqft
Lot Size0.08 acres
Year Built1908
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding
BasementCrawl Space, Michigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/4/2026
Sold Date6/10/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,841
Tax Year2024
Assessed Value$72,509
Parcel #11-76-0026-0133-00-2
Source: SparkMLS
Legal Description
PT OF UNIV LOT 13 SEC 26 T4S R19W COM ON N LN OF MICHIGAN AVE 99'W OF SW COR LOT 1 FINEGAN'S ADD TH W 28' TH N 132'TO N LN LOT 13 TH E 28' TH S 132'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Petzke Team
RE/MAX by the Lake
Frequently Asked Questions about 811 Michigan Avenue, St. Joseph, MI 49085
Which school district serves 811 Michigan Avenue, St. Joseph, MI 49085?
Per MLS# 26015853, 811 Michigan Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26015853, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 811 Michigan Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,841 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 811 Michigan Avenue, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 811 Michigan Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 811 Michigan Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
811 Michigan Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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