Sold
813 Michigan Avenue, St. Joseph, MI 49085
Sold on 05/01/2026 for$375,000
MLS # 26013176 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,542 sqftBuilt 19120.11 acres
1 / 40
Listing Description
Welcome to 813 Michigan Ave in St. Joseph--where everything feels like new! stunning 3-bedroom, 2.5 bath home has been completely refreshed from top to bottom, offering the look and feel of new construction with the charm of an established neighborhood. Home is close to Silver Beach, downtown shopping and all of the restaurants. Step inside to find beautiful wood floors and a newly reimagined floor plan designed for modern living. The brand-new kitchen features updated finishes and fixtures, perfect for both daily life and entertaining. Enjoy peace of mind with a new roof, new windows, and numerous updates throughout the home. If you're looking for a move-in-ready property that truly feels like a new home, this is it!
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 3-bedroom, 3-bath, 1,542 sq ft, with original construction dating to 1912.
Closed at $375,000 (about $243/sq ft).
Estimated annual property tax: $3,292, or about $274 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,542 sqft
Lot Size0.11 acres
Year Built1912
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionWood Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed4/1/2026
Sold Date4/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,292
Tax Year2024
Assessed Value$117,300
Parcel #11-76-0026-0134-00-9
Source: SparkMLS
Legal Description
COM 132' S & 181' E OF NW COR UNIV LOT 13 SEC 26 T4S R19W TH N 125' TH E 40' TH S 125' TH W 40' TO BEG.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by John M Shail
Coldwell Banker Anchor R.E.
Frequently Asked Questions about 813 Michigan Avenue, St. Joseph, MI 49085
Which school district serves 813 Michigan Avenue, St. Joseph, MI 49085?
Per MLS# 26013176, 813 Michigan Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013176, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 813 Michigan Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,292 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 813 Michigan Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 813 Michigan Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 813 Michigan Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
813 Michigan Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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