Sold
815 N Main Street, Three Rivers, MI 49093
Sold on 01/13/2026 for$240,000
MLS # 25062684 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,328 sqftBuilt 19560.46 acres
1 / 39
Listing Description
Welcome home! This character-filled 3-bedroom, 1.5-bath home offers classic charm, modern updates, and a prime location in the heart of Three Rivers. Inside, you are greeted by a bright and open main floor featuring a spacious living room with refinished hardwood floors and a cozy gas fireplace. Through a charming arched entryway, you'll find an inviting eat-in kitchen with beautiful white cabinetry, granite countertops, a striking backsplash, and updated stainless steel appliances. A den/home office and a convenient half bath complete the main level. Upstairs, you'll find three bedrooms, all offering great closet space, along with a nicely sized full bathroom to share. The outdoor space is equally impressive, featuring a 720 sq. ft. she shed/man cave, a detached two-car garage, and a quaint brick patio; perfect for relaxing or entertaining. This one won't last, schedule your showing today
Source: SparkMLS
About this home
Located in Three Rivers in Three Rivers, this property offers 3-bedroom, 2-bath, 1,328 sq ft, with original construction dating to 1956.
Final sale price: $240,000 (about $181/sq ft).
Property tax estimate: $3,723 per year ($310/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,328 sqft
Lot Size0.46 acres
Year Built1956
Stories2
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed12/23/2025
Sold Date1/12/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,723
Tax Year2026
Assessed Value$84,438
Parcel #7505111000200
Source: SparkMLS
Legal Description
LOTS 2 & 3 & N 1/2 OF LOT 4. BONNIE CASTLE ADD. CITY OF THREE RIVERS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamella M Knapp
RE/MAX Advantage
Frequently Asked Questions about 815 N Main Street, Three Rivers, MI 49093
Which school district serves 815 N Main Street, Three Rivers, MI 49093?
Per MLS# 25062684, 815 N Main Street, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25062684, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 815 N Main Street, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $3,723 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 815 N Main Street, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 815 N Main Street, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 815 N Main Street, Three Rivers, MI 49093. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 815 N Main Street, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
9 providers at this address
Surf InternetFiber
8 GbpsFrontierFiber
7 GbpsXfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
815 N Main Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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